Skip to content

Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Business Owners Need a Property Maintenance Plan

As we begin to enjoy the warm summer months, there’s one thing we can be sure of: Mother Nature will continue to do what she does best. Severe weather is something that we should both expect and be prepared to face. ...

Read More


Why You Need Service Line Coverage

Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

Read More


Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

Read More


Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity - particularly this...

Read More


Make Life Insurance Work For You!

Normally, the most important benefit of a life insurance policy is the death benefit. But why stop there when your life insurance policy can do so much more? A full understanding of your policy will help it become more...

Read More


Underwritten vs. Instant-Issue Life Insurance

A life insurance policy can mean different things to different people: financial protection for loved ones, end-of-life expenses, a legacy to leave behind, or even a discount on other insurance. Most providers offer...

Read More


Frequently Asked Personal Umbrella Questions

You insure your home and your automobiles, but have you ever considered purchasing a personal umbrella policy as a way to protect your assets and future earnings? A personal umbrella policy, offers additional limits of...

Read More


Don’t Delay — Start Thinking About Winterizing Your RV Today

Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

Read More


Commercial Policy Audits Explained

Commercial insurance policies are audit-able, so what does that mean for you and your business? General liability, workers compensation and garage liability insurance policies are issued on an estimated exposure basis....

Read More


What is water backup coverage and why is it important?

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

Read More