Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

10 Under $10K: December 2017 Collector Car List

Almost everybody in the collector car hobby is on a budget of some kind. For some of us, that budget is a pretty tight one. That doesn’t mean there aren’t plenty of choices on the bottom rungs of the price ladder,...

Read More


Safeguard Your Long-Term Care

When deciding how you’d like to customize your long-term care (LTC) policy, you will most likely face a decision on whether to have an inflation rider or forgo any inflation protection. Before deciding what is best...

Read More


Paperless Options: Going Green

Did you know your Auto-Owners Insurance policy documents and bills can all be paperless? Going paperless means you’ll receive an email as soon as a bill or policy document is available. These can be easily accessed on...

Read More


Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

Read More


WHO NEEDS A SLEIGH? HAGERTY’S TOP 5 CHRISTMAS MOVIE CARS

Let’s face it, it just wouldn’t be Christmas without Christmas movies. They warm our hearts. They lift our spirits. They make us laugh. And if they happen to include a memorable classic car or two, well, all the...

Read More


Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

Read More


THE FIVE CARS WE'RE MOST THANKFUL FOR

It’s time to gather ‘round the table and give thanks for family, friends... and the cars that fuel our passion! The folks at Hagerty have compiled their own list of head turners and pulse-racers below. What would...

Read More


Shopping for a Safe Car

Not only do vehicles vary in size and color, they can also vary in safety. There are still important safety differences, and some vehicles are safer than others. Many automakers offer safety features beyond the required...

Read More


Road Tripping? Don't Leave Home Without These Tools

Vintage cars are not like daily drivers, and there’s no sense in pretending that they are. Something always needs to be fixed or, at a bare minimum, tightened. But which tools? Now, there’s the rub. It really does...

Read More


How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

Read More


Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires...

Read More


How much are these scary movie cars worth?

Automobiles often play an important supporting or even starring role in many of our favorite films,from Bullitt with Steve McQueen to, well, the Disney movie Cars. That’s certainly true of horror and monster movies as...

Read More


Low-Cost Home Updates

Update Your Home Without Emptying Your Wallet Quick, easy, inexpensive – whoever thought those adjectives could apply to home improvement projects in Georgia? But, they can! To spruce up your home on a budget, check...

Read More


How to Help Prevent House Fires

Faulty Wiring and Outlets Are One of the Top Causes of House Fires. Check the electrical cords throughout your home for signs of fraying, and replace all frayed wires. Do not pinch or cover electrical cords with...

Read More


Healthy Equipment Maintenance

We’ve all heard the saying, “An apple a day keeps the doctor away,” but did you know that preventive maintenance and routine checkups are necessary to keep your contractors’ equipment healthy, too? When developing a...

Read More


Campsite security

Going Camping? Keep Your High-Tech Gear Safe With These Tips First things first: Do you really need to bring your tablet or laptop on your camping trip in Blue Ridge or one of Georgia’s State Parks? Are you really...

Read More


How to Save Time and Money With Your Insurance Audit

The word “audit” can increase a person’s heart rate and send butterflies racing to their stomach, but a commercial insurance premium audit should not be an occasion for worry. The annual audit process ensures that you...

Read More


The Hottest Classics Right Now

The experts at Hagerty® have released August 2017’s Hagerty Vehicle Ratings. The Hagerty Vehicle Rating tracks a vehicle’s performance relative to the entire classic car/truck market. Based on a scale of 0–100, a...

Read More


Financial Safety for Travelers

Travel Smarts for Your Money and Identity Thieves love tourists. It’s nothing personal. They’re just looking for an easy target – someone who’s carrying cash and credit cards, tablets and cameras, passports and other...

Read More


Three Classic Convertibles to Buy, Sell or Hold

Summer is here, and there’s nothing quite like driving a convertible to revel in it. The classic car experts at Hagerty® have listed three convertibles to consider if buying or selling. BUY: 1992-95 Dodge Viper RT/...

Read More


Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

Read More


9 Home Security Tips

Did you know that a burglary happens every 20 seconds in the U.S., according to the FBI?1 Your home is one of your most valuable possessions, along with everything inside. It is a place you want to feel safe and secure...

Read More


Insure Your Wedding

Tying the Knot? Tie up Loose Ends With Wedding Insurance Getting married is a big step that you’re no doubt commemorating with a big celebration. And, that often comes with a (fairly) big price tag. So, have you...

Read More


10 Future Collectible Cars of 2016 - Hagerty's Hot List

The age of driverless vehicles isn’t here yet, so which new 2017 vehicles are expected to one day join the ranks of fully drivable classic collectibles? According to the valuation experts at Hagerty®, 10 vehicles in the...

Read More


Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

Read More


Kitchen Fire Safety

When thinking of the cause of a kitchen fire, it is common to think of cooking. But not all kitchen fires start because of cooking hazards. Non-cooking related fires commonly involve refrigerators, freezers or...

Read More


Driving Tips for Extreme Heat

Hot Day Behind the Wheel? Here’s How to Beat the Heat The forecast in Atlanta: Hot and getting hotter. And, that can make for troublesome travel. When the temperature increases, decrease your risk on – and off – the...

Read More


Security to Keep you Afloat

With summer upon us, friends and family will soon begin seeking relief from the notorious Georgia heat at their favorite lakes, the Atlantic and neighborhood pools. Boating is a popular activity for families and...

Read More


Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

Read More


Caring for Your Precious Possessions

We all remember the day we received our diamond engagement ring, those opal earrings for a special birthday or the emerald pendant gifted to us by our family. Those items are near and dear to our hearts, so they should...

Read More


Permanent Versus Term Life Insurance in Georgia

When determining your need for life insurance, you need to know which policy is right for you.It is important to understand the biggest differences between term and permanent life insurance when deciding which of these...

Read More


Protect Your Business or Family With Disability Insurance in Georgia

May is “Disability Income Awareness” month, which makes this a good time to share information about the benefits of disability income insurance. Think of this coverage as insurance for your paycheck, as this product can...

Read More


Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

Read More


Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered?Unfortunately, we live in a world of lawsuits. Large damages can be...

Read More


SPRING START-UP: TIPS FOR GETTING YOUR CLASSIC BACK ON THE ROAD

For classic car owners, the long wait for spring can be excruciating. The good news is, it’s almost here. The classic car experts at Hagerty® have put together the following spring start-up checklist. Take advantage of...

Read More


Thinking about getting a furry friend?

So you're thinking about getting a pet. You're probably imagining a furry friend to curl up on the couch with while you read a good book or maybe a friend to take with you on your weekend hiking trips. As cute and...

Read More


Do I need Flood Insurance?

If you live in a 100-year floodplain and have a mortgage, you don’t have to wonder if you need flood insurance - it’s required as a condition of your loan. If flood insurance is not required as a condition of your...

Read More


Teen Driving Safety

Talking to Your Teen About Safe DrivingWhen teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

Read More


The Paid-in-Full Discount Advantage

Did you know that most insurance policies from Auto-Owners Insurance offer a Paid-in-Full discount? With this discount you could save BIG money! To qualify for the Paid-in-Full discount, the entire discounted policy...

Read More


Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone.Even still,...

Read More


Security tips for small businesses

5 Tips for a More Secure WorkplaceProtecting your business in Hoschton, Braselton and Jefferson used to mean locking the doors at the end of the day. That’s still important, of course, but now a security breach can...

Read More


Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

Read More


7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If...

Read More


Life Insurance: A Good Investment for Their Future

Purchasing life insurance for children has many advantages and is important in protecting their ability to acquire insurance at a young age.Life insurance is generally purchased for final expenses and replacement...

Read More