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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

What Business Owners Should Know About Property Valuation

Commercial property insurance is designed to help protect the physical assets a business relies on every day. However, coverage is only as effective as the property values used when the policy is written and reviewed....

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Flooding Isn’t Just a Coastal Problem

Flooding Can Happen Anywhere - When people think of floods, they often picture hurricanes or coastal surges. Images of overflowing shorelines and storm surges tend to dominate the conversation. But in reality, flooding...

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Event Season is Here—Is Your Liability Covered?

A Season Full of Celebrations - May brings a full calendar of events-from graduations and weddings to community gatherings and celebrations. The warmer weather and longer days encourage people to come together, creating...

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How Moving Impacts Your Personal Insurance

Moving to a new home comes with a long list of tasks, and insurance updates are often overlooked in the process. However, a change in location, property type, vehicles, and daily routines can all affect your coverage...

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How Your Roof’s Condition Impacts Your Homeowners Insurance

Your roof is the most important structural element of your home when it comes to risk management. It isn’t just a layer of shingles; it is a high-performance shield that preserves the integrity of everything underneath...

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Does Your Car Insurance Cover Your Pet? What to Know Before Your Next Road Trip

We treat our pets like family, so it’s only natural that they join us for errands, weekend hikes, and long road trips. But have you ever stopped to wonder what happens if the unthinkable occurs? If you are involved in a...

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How Lease Agreements Impact Your Insurance Responsibilities

Leasing a commercial space is a common step for many businesses, but the terms of a lease often include more than just rent and duration. Lease agreements frequently outline specific insurance responsibilities that both...

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Factors That Impact Your Car’s Resale Value

A vehicle is one of the larger purchases most people make, and its value changes over time. While some depreciation is expected, certain factors can influence how much your car is worth when it comes time to sell or...

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How to Document Business Property for Insurance Purposes

Many businesses rely on equipment, inventory, furniture, and technology to operate day to day. While these assets are essential, they are often not well documented, which can cause difficulties if the business...

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Is Your Insurance Stuck in the Past? Why Life Changes Demand a Policy Refresh

Life moves fast. Between career climbs, cross-country moves, and growing families, your world looks a lot different today than it did twelve months ago. But if you haven’t looked at your insurance policies since your...

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