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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

What Every Homeowner Should Know About Their Utility Shutoffs

Owning a home means taking on a wide range of responsibilities, from mortgage payments to seasonal maintenance. One of the most critical, and commonly overlooked, areas of home safety is knowing how and when to shut off...

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September Auto Maintenance Checklist: Keep Your Car Fall-Ready

As summer winds down and cooler weather rolls in, September is the perfect time to give your vehicle a little extra attention. Seasonal changes can impact everything from tire pressure to visibility, and taking care of...

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Football Season = Tailgate Safety

Before kickoff, give your insurance a pre-game check. It’s that time of year again - crisp fall air, rivalries heating up, and the smell of burgers on the grill in stadium parking lots and backyards everywhere....

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Keeping Your Commercial Property Prepared for Severe Weather

Severe weather events like hurricanes, snowstorms, wildfires, hailstorms, or heavy rain can cause major damage to commercial properties and disrupt business operations. For property owners, facility managers, and...

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How to Insure a Travel Trailer or Camper for the Off-Season

For many RV and travel trailer owners, the fall and winter months bring road trips to a pause. Whether you store your camper in a garage, on your property, or at a designated facility, it's important to make sure your...

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Contractor Insurance: What Every Contractor Should Know

As a contractor, your trade is built on trust, skill, and reliability. But behind every successful project is a robust safety net-insurance. Understanding contractor insurance isn't just about compliance; it's about...

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What to Do When Your Term Life Insurance Expires

Term life insurance offers affordable coverage for a specified period-typically 10, 20, or 30 years. Once that term ends, your policy expires, and you no longer have coverage unless you act. If you're approaching the...

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Phishing Emails, Ransomware, and Liability: A Business Owner’s Cyber Checklist

Cyber threats have become an everyday risk for businesses of all sizes, not just large corporations. In fact, small and mid-sized businesses are increasingly targeted by cybercriminals because they often lack dedicated...

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Summer Driving & Insurance: Adapting to Heat, Roads, and Safety

Summer ignites the allure of road trips, evening drives, and spirited journeys under the sun. But hotter roads, longer trips, and rising traffic also bring elevated hazards-and insurance should adapt accordingly....

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How Can I Determine the Right Amount of Coverage for My Business?

Selecting the appropriate amount of business insurance coverage is crucial for safeguarding your company against unforeseen events. Insufficient coverage can leave your business vulnerable to financial losses, while...

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