Blog Articles

Cowart Insurance Agency

Bonfires, BBQs & Burn Barrels

— — Fall is a beautiful time of year, prompting friends and family to venture outside to enjoy time gathered around a fire. Whether your choice is a grill, bonfire or burn barrel, the primal pull of fire helps people bond as the summer heat begins to wane. Here are a few tips to help you safely…

It’s Time to Rethink Flood Insurance

Floods are the nation’s most common disaster, and also the costliest, according to the Federal Emergency Management Agency (FEMA). Each year, U.S. homeowners suffer billions of dollars in flood-related damages. — Unfortunately, many people’s homes are unprotected from flood damage. Is yours among…

Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now—as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. — That’s why we recommend identity-recovery coverage, which may be available for as little as…

7 Tips for School Sports Safety

— 7 Tips to Help Keep Student Athletes Safe — Your Georgia household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Cowart Insurance want to see them succeed, but we also want them to be safe. — So, here…

Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. — Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S. Consumer Product…

Why do I have to pay for my insured subcontractors?

Audits for contractors can be challenging. One of the most common questions auditors hear is, “Why do I have to pay for my subcontractors if they carry their own insurance?” — When a contractor hires subcontractors, an additional exposure is created on the job-site that can result in claims against…