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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

How to Extend the Life of Your HVAC System

Your HVAC system is one of the hardest working systems in your home. It runs through freezing winters, humid summers, and everything in between. Because it operates year round, small maintenance habits can make a major...

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Leasing vs Buying Business Vehicles

For many small and mid-size businesses, vehicles are not optional, they are essential tools. Whether you operate a service company, delivery business, construction firm, or sales organization, the decision to lease or...

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What to Do if You Hit a Deer While Driving

Hitting a deer can be a startling and dangerous experience, especially if it happens unexpectedly on a quiet road or at high speed. Unfortunately, these incidents are fairly common, particularly in areas with high...

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Starting Fresh: How Renters Coverage Protects Your New Chapter

The turn of the year often sparks major life changes: a move to a new city, heading off to college, or finally settling into a different apartment after the holidays. It’s an exciting time, but amidst the packing and...

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Small Business Insurance: New Year, New Risks – Why Your Policy Needs a January Review

Why Small Business Owners Should Review Their Commercial Insurance Coverage - The start of a new calendar year is more than just a fresh page-it’s a critical moment for small business owners to assess and adjust their...

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Managing Equipment: Repair, Replace, or Insure?

For most businesses, equipment is essential to daily operations. Whether it's a commercial oven, HVAC system, delivery vehicle, or a vital piece of manufacturing machinery, unexpected failure can grind productivity to a...

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How to Childproof Your Home: Safety Tips for New Parents

Bringing a new baby home is exciting, but it also means taking a fresh look at your living space through the eyes of a curious child. As babies grow and become more mobile, they naturally want to explore their...

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Hiring vs. Outsourcing: What Makes Sense for Your Business?

As your business grows, so do your operational needs. From marketing and customer service to accounting and IT, the workload often outpaces your in-house capacity. At some point, you’ll need to decide whether it makes...

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Deck the Halls Safely: A Guide to Holiday Decoration Hazards and Your Insurance Coverage

The holiday season is a magical time-but behind every twinkling light display and flickering candle lies a potential fire hazard. According to the National Fire Protection Association (NFPA), holiday decorations (...

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Annual Policy Review: Three Reasons to Connect with Your Agent Before January 1st

The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling...

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