Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Happy Holidays from our family to yours!


Keep Pets Happy and Safe on Vacation

You’re not just imagining it-a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Georgia's Distracted Driving Laws:

House Bill 673: Distracted Driving Legislation (Important Changes to Georgia Law) HB 673 would prohibit drivers from holding or supporting a wireless telecommunication device or a stand-alone electronic device while...

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Happy Thanksgiving from our Family to Yours!


Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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What Students Should Know About Life Insurance

Considering the massive cost of a college education in America, do you ever wonder how much debt would be left behind in the event that a college student or university graduate passed away? Think about it: Leaving...

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Auto-Owners Secure Credit Card Payment Options –Take Your Pick!

Using a credit card to pay your insurance premium is convenient and often a preferred method of payment. It is comforting to know that Auto-Owners is consistently monitoring and taking the necessary steps to ensure...

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Bonfires, BBQs & Burn Barrels

Fall is a beautiful time of year, prompting friends and family to venture outside to enjoy time gathered around a fire. Whether your choice is a grill, bonfire or burn barrel, the primal pull of fire helps people...

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It’s Time to Rethink Flood Insurance

Floods are the nation’s most common disaster, and also the costliest, according to the Federal Emergency Management Agency (FEMA). Each year, U.S. homeowners suffer billions of dollars in flood-related damages....

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why...

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7 Tips for School Sports Safety

7 Tips to Help Keep Student Athletes Safe Your Georgia household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Cowart...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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Why do I have to pay for my insured subcontractors?

Audits for contractors can be challenging. One of the most common questions auditors hear is, “Why do I have to pay for my subcontractors if they carry their own insurance?” When a contractor hires subcontractors, an...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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5 Ways To Own A Classic For Under $10K

Without even taking into account maintenance and modification, a classic car can often seem like a daunting purchase that your wallet can’t weather. That’s not always the case, though. If you know what to look for,...

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Disability Income for Business Owners

Running a business is no easy task, even in great health. Whether you’re the owner of a small business or a large company, an injury or illness rendering you unable to work can be detrimental to your business. A ...

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Three 1980's Trucks to Buy, Sell or Hold

Domestic vehicles from the 1980s are having a moment. The ‘80s were once considered a low point in the automotive sense, but as nostalgia kicks in- along with the realization that so many American vehicles from that...

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Drive for a Ride-Sharing Company? Car-Sharing? Better Check Your Insurance

Two peer-to-peer trends that are growing in popularity are ride-sharing and personal vehicle sharing, or car-sharing. Most people do not realize that their personal auto insurance policy may not cover them if they were...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course....

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What you need to know about the Hands Free Georgia Act Effective Date: July 1, 2018

The new distracted driving law, Hands Free Georgia Act (HB 673), prohibits drivers from holding or supporting a wireless telecommunication device or a stand-alone electronic device while operating a vehicle....

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Preparing for the Unexpected

What would you do if your home was destroyed by a fire, or one of your water pipes burst while you were on vacation, or a burglar stole valuable items from your home? You can’t prepare for everything, but planning for...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Future Collectible Cars - 2018 Hagerty Hot List

These 10 vehicles from mass-production, mainstream automakers not only stand a good chance of maintaining strong value, but they also are likely to remain desirable over the long term in the eyes of collectors and...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Consider a Life Policy to Fund a Charitable Gift

Are there any charities that have a special meaning to you, your family or your friends? Do you ever feel as though you would like to support an organization that makes an impact? Life insurance can be a great way...

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Redline Rebuild Time-Lapse Video: Harley-Davidson Sportster Motorcycle

After a few busted knuckles and some late nights, we present you with our completed custom '57 Harley Davidson Sportster time-lapse build. She spit some fire and gave us quite the workout from all of the kick starts,...

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Five Affordable Fun Cars from the 1980s AND ’90s

With Generation X and early Millennials reaching peak earning years, a wave of 1980s nostalgia is pushing “fun cars” into cool territory. This list is a collection of worthwhile, affordable classics. They all offer...

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Protect Your Assets with a Personal Umbrella Policy

Even though you have insurance that protects your automobiles, your home or your “toys” (boats, motorcycles and seasonal locations), do you have insurance that protects your assets? Is protecting your family’s...

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Seven-figure Yanks: 5 American Cars that topped $1,000,000 IN 2017

The collector car market was split in 2017. Hagerty’s list of the highest auction sale prices for American cars is evenly divided between massive, open-top prewar machines and lithe postwar sports cars. Here are five...

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Developing Safe Drivers

Do your business operations include employees who drive? If so, their daily job includes sharing the road with other drivers; many of whom are pairing driving with another activity such as texting, eating and drinking,...

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Road Trouble Service to Keep You Moving in Georgia

Nothing can ruin your vacation quite like a flat tire. Instead of the epic vistas you planned, you’re forced to enjoy the shoulder of a dusty road. We know the feeling, and we want to help you get moving again. Road...

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Car Rental Coverage

We frequently gets calls from customers wondering if their rental vehicle is covered by their auto insurance policy while on vacation. If you have an Auto-Owners personal auto policy, it has specific coverage...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Emergency Action Plans

Emergency action plans aren’t just for schools and families. If you’re a business owner, it’s just as important for your business and employees to be prepared for a crisis. While nobody wants to be affected by an...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However,...

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Cyberattack Protection

You probably heard about the recent global-scale ransomware cyberattacks. This attack ranged from Britain’s National Health Service to universities, manufacturers and logistics companies. Over 150 countries were...

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Key Person Insurance

A business may consider its investments, properties and equipment as assets, but what about its employees – key employees in particular? A key employee is an individual who possesses certain skills or abilities that...

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New Automated Phone Payment Option

Auto-Owners now offers an automated phone payment system, available for credit card payments, 24 hours a day, seven days a week. This touch-tone system offers English and Spanish language options, and there is NO FEE...

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How Does Remodeling My House Affect My Insurance?

Envision your house transformed into a welcoming space with fresh updates and extra room for the things you enjoy. With a remodeling project you can open up walls, add lighting or upgrade the flooring to create a...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your...

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Have some new jewelry in the house? Protect it!

Valentine’s Day is here, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” - and, of course, jewelry. It’s exciting to receive jewelry from...

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Show You Care: Pet Insurance Protection

We know you adore your pet, but if you haven’t set aside savings to cover veterinary costs for injuries or treatment, pet insurance may be a smart move. Here are some advantages of pet insurance through Figo that...

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