Past Articles

Published in 2018

7 Tips for School Sports Safety

— 7 Tips to Help Keep Student Athletes Safe — Your Georgia household may be one of the millions this fall in which student athletes are dreaming of victory on their school playing fields. Of course, we here at Cowart Insurance want to see them succeed, but we also want them to be safe. — So, here…

Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. — Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S. Consumer Product…

Why do I have to pay for my insured subcontractors?

Audits for contractors can be challenging. One of the most common questions auditors hear is, “Why do I have to pay for my subcontractors if they carry their own insurance?” — When a contractor hires subcontractors, an additional exposure is created on the job-site that can result in claims against…

6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. — Maybe you’re a bicycle commuter already — or maybe you want to…

5 Ways To Own A Classic For Under $10K

Without even taking into account maintenance and modification, a classic car can often seem like a daunting purchase that your wallet can’t weather. That’s not always the case, though. If you know what to look for, there are vintage models on the market that are plentiful, affordable, and…

Disability Income for Business Owners

Running a business is no easy task, even in great health. Whether you’re the owner of a small business or a large company, an injury or illness rendering you unable to work can be detrimental to your business. — A disability income policy is the perfect way to protect your greatest asset: your…

Three 1980's Trucks to Buy, Sell or Hold

Domestic vehicles from the 1980s are having a moment. The ‘80s were once considered a low point in the automotive sense, but as nostalgia kicks in— along with the realization that so many American vehicles from that decade are temptingly cheap—and all of a sudden everything from this decade is…

Drive for a Ride-Sharing Company? Car-Sharing? Better Check Your Insurance

Two peer-to-peer trends that are growing in popularity are ride-sharing and personal vehicle sharing, or car-sharing. Most people do not realize that their personal auto insurance policy may not cover them if they were to suffer a loss using either service. — Ride-sharing involves a transportation…

What you need to know about the Hands Free Georgia Act Effective Date: July 1, 2018

The new distracted driving law, Hands Free Georgia Act (HB 673), prohibits drivers from holding or supporting a wireless telecommunication device or a stand-alone electronic device while operating a vehicle. Additionally, this measure would maintain the ban on texting, emailing and internet…

Preparing for the Unexpected

What would you do if your home was destroyed by a fire, or one of your water pipes burst while you were on vacation, or a burglar stole valuable items from your home? — You can’t prepare for everything, but planning for the unexpected when dealing with property claims could make these situations…