Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Which room is the most dangerous in your home?

We all feel pretty safe at home, right? But there's one room that's more dangerous than all the others. Any guesses which one? It's not the one where the pots simmer on the stove. Or where knives are part of the...

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Turkey Fryer Safety

5 Tips for Deep Frying a Turkey This Thanksgiving Those in Georgia who have tasted deep-fried turkey usually say there's simply no comparison to an oven-roasted bird - turkey out of the fryer is moist, with crispy skin...

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Giving During the Holidays Without Getting Taken

Giving During the Holidays Without Getting Taken Every year during the holidays, people in Dacula, Georgia look for ways to give gifts, not just to family and friends but to those less fortunate. It's the spirit of the...

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Under the table: Tips for feeding your pets during holiday dinners

You stopped feeding your dog under the table in grade school, right? Okay, honestly most of us can't resist sharing scraps with our pets when they beg - they're family, after all! But we all know human food isn't always...

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Pet Holiday Safety

Holiday Safety Tips for Georgia Pets The holidays have arrived in Dacula and Lawrenceville! For those with one or more four-legged friends in the house, it's time to go over some safety tips. After all, you want all of...

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Winter Tire Tips

Do You Need Winter Tires? You know it's coming. Freezing rain. Black Ice. Maybe even snow and slush. Remember Atlanta's snowpocalypse? But do you know if your tires are ready for all of that? When driving in Georgia in...

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Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Talk to your teen about the dangers of texting behind the wheel

Mobile technology has contributed a slew of benefits to our 21st Century world, but the shift to cellular technology has come at a price. An average of 11 teens every day in the U.S. become another tragic statistic of...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Should you purchase life insurance for your college-age child?

Co-signing student loans for your child? You may want to consider a life insurance policy as well. As the cost of a college education continues to climb, many parents today are co-signing student loan agreements. But...

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‘Tis the season … for identity theft

Identity theft is a year-round problem, but crooks shift into high gear during the holidays. Whether you like to shop online or at the Mall of Georgia or Lenox Mall, here are some easy and effective ways to help...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, including SEC & NFL Football #UGA #RiseUp, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even...

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Emergency Kit Preparedness

What you need in an Emergency Kit You never know when a natural disaster is going to hit Buford or Dacula - or even just a big storm that knocks out the power for a few days. That's why having an emergency kit for you...

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Have a happy (and safe!) Halloween

Halloween is one of the most fun holidays of the year for children of all ages. But it also can be deadly. Did you know that on average, children are more than twice as likely to be hit by a car and killed on Halloween...

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Halloween Safety

5 questions to ask to keep your haunting brood safe on Halloween Despite the fact that Halloween in Dacula involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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It’s time to start winterizing your home and yard

It will not be long before you feel the chill of winter approaching. Is your home ready? The good news is that winterizing your home does not have to be costly or time consuming. With a free afternoon and a little elbow...

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Why do I need to do a Home Inventory?

Let's try a little exercise: Can you list everything you own from memory? Didn't think so. The fact is most people own more things than they realize. It's easy to remember the cars, the computer, the TV. But what about...

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Driving a Convertible

Put the top down and hit the road in Georgia - The call of the open road is at its strongest during the summer - and so is the call of the convertible. If you're one of those drivers who has long dreamed of dropping the...

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Disability Income Insurance – Are You Prepared?

Take a moment and think about your family and what you might do if your income stopped tomorrow. Would you be able to pay for your son's field trip or your daughter's dance classes and still make your house payment? How...

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How to Use Life Insurance for Estate Planning

Did you know that life insurance can be used as a tool in estate planning? By purchasing a permanent life insurance policy, you can provide immediate, tax-free money to your beneficiaries - and ensure that they have the...

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How to plan an evacuation route

Well before a disaster strikes, you should be thinking about your evacuation plan. Where will you go and how will you get there? How will you stay in touch? Who will know where you are? An evacuation plan that is...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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Do I need Life Insurance?

It's estimated that less than half of U.S. households have life insurance. Yet without this important safety net, many families would struggle financially after the death of a loved one. How do you know if your family...

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Do I need long-term care insurance?

Should you purchase long-term care insurance? The decision depends on a number of factors, including your age, gender, health status, income and assets. Here are some of the most important factors to consider, according...

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Why you shouldn’t purchase insurance from a 1-800 number

In a hectic world, it can be tempting to try and save time and money by purchasing insurance through a 1-800 number or a web page. But do you really know who is on the other end of the phone? Do they really care about...

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What is the difference between Comprehensive and Collision Insurance?

Have the two "C"s of automobile coverage stumped you? If you buy car insurance, you'll want to understand the differences between comprehensive and collision coverage. Collision coverage applies to damage incurred when...

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What is personal liability insurance for homeowners?

As a homeowner, you're liable if someone is injured on your property. Luckily, some simple steps - and a dose of caution - can go a long way toward avoiding a liability claim. Here are some areas you'll want to pay...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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4 Back to School Preparation Tips

It seems like last week that kids were celebrating the start of summer. It's time to begin the transition to a new school year in Lawrenceville, Grayson & Dacula. The following are some helpful tips to help your...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Have a child in college? It's a great time for an insurance review

Students who reside off-campus may not be fully covered under their family's homeowner's or renters insurance policies and should consider acquiring their own renters insurance coverage. And whether a student lives on-...

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Tips for College Bound Students

Whether your child is returning to college or starting their first year, it is an exciting and stressful time for you. You want to make sure everything is covered, from what you need to do before they go to what they...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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Keep your kids safe (and out of the ER) this summer

- With all the fun stuff there is to do when it's warm outside, it's no surprise that emergency room visits spike during the summer months. Each summer, hundreds of thousands of children end up in the ER for a variety...

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RV Gadgets

Useful tools to enhance your RV experience You know that taking to the road in your RV is fun - that's why you do it! But vacationing on the road can have its troubles, like dead batteries, flat tires and missed...

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It's Boating Season

- Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with just a few simple precaustions. Here are a few tips...

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Have you made your pledge to DIFF?

The vast majority of us have been there: Sitting in heavy traffic, tempers flaring and aggressive drivers cutting in and out of lanes. Now you have a chance to do something about it. Join Cowart Insurance Agency and...

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Keep your home safe while you’re on vacation

Planning a getaway? Whether your destination is Disney World or a secluded spot in the North Georgia Mountains, there are some things you can do to keep your home safe while you're away. Don't worry, none of them...

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Help curtail aggression behind the wheel

Join Cowart Insurance and Safeco Insurance in taking a pledge to be a more courteous driver in Drive It Forward Fridays (#DIFF) Summer travel season has started, and you have a chance to help make driving in and around...

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The truth about distracted driving

- For example, many drivers now use hands-free devices to talk on the cell phone while driving. But studies show that these devices don't eliminate - or even substantially reduce - the type of cognitive distraction...

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A deadly driving season for teenagers

- Did you know that Memorial Day marks the start of a period known as the 100 deadliest days for teens on the roads? Each year, from Memorial Day to Labor Day, thousands of teens are injured or killed in driving...

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Hurricane season starts June 1. Are you ready?

You've probably heard that experts are predicting a below-average season, with only about three to five hurricanes. But just because there may be only a handful of hurricanes this year doesn't mean they don't have the...

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Kids moved back in? Added a roommate? Time for an insurance checkup

Do you have more people living in your home these days? Over the last several years, many people have added roommates to help pay the bills or had their adult children move back home. If other people have moved into...

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Boat Trailer Safety

Top Tips for Boat Trailer Safety There are many reasons to love the sport of boating - it can be relaxing, exciting, entertaining and even rejuvenating. But hauling a boat on a trailer and launching it at the busy...

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Tips for safe driving in your RV

With spring just around the corner, it's a great time for a "spring break" RV trip. Whether you're heading to North Georgia or planning your getaway a lot farther from home, you'll want to make the trip safely. At...

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Is a motorcycle right for you?

- As springtime approaches, you probably notice something in addition to the warm weather and blooming flowers: more motorcycles on the roads of Dacula, GA. Riding looks like a lot of fun, doesn't it? Just imagine...

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Do you need employment practices liability coverage?

You own a small business with only a few employees. Do you really need employment practices liability insurance? The answer is most likely yes. Called EPL for short, this is a vital coverage designed to protect your...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Cowart Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Does your business have a preparedness plan?

Does your business have a preparedness plan? It's estimated that two-thirds of businesses have no plan in place in the event of a major business disruption or disaster. That's part of the reason that it's estimated that...

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Commercial Umbrella Insurance

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not....

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Boat Pre-Season Check

Get started early to get your boat ready for summer If you love the water, few things are better than boating season. Summer just wouldn't be summer without spending those long, hot days on Lake Lanier, Lake Hartwell or...

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Do you need a commercial auto insurance policy?

You run your own business. Do you need commercial auto insurance? It's an important question. As a general rule, if your vehicle is being used for business purposes, you may need a commercial auto insurance policy. Do...

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Personal Umbrella Insurance

To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy. Georgia residents - What's Peace of Mind Worth...

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Create a survival kit that will sustain you if disaster strikes

In creating a survival kit, think about what you would need if you were stranded away from home for three to seven days. Prepare your kit well in advance so that if you have to evacuate quickly you are able to take your...

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Parents play big role in keeping teens safe behind the wheel

Teens are bad drivers, right? They text behind the wheel, speed to impress their friends and barely pay attention. Or so the stereotype says. But parents can help their teens rise above the stereotype and stay safe...

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Staying safe on, around motorcycles with these tips

Did you know that motorcyclists are about 37 times more likely to suffer a fatal accident than those driving cars? It's true. But both types of drivers can do their part to reduce the number of deadly motorcycle...

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Safeco honors Cowart Insurance with Key Agent Award

Safeco Insurance® honors Cowart Insurance with the Safeco® Key Agent Program Cowart Insurance has been selected for membership in the Safeco Key Agent Program, which recognizes performance and partnership. Fewer than...

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Should you refinance your car?

Should you refinance your car? Refinancing isn't just for homes. Refinancing your car loan can save you a lot of money, too. Here's how to refinance the right way: Compare interest rates. If the rate on your car loan is...

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The biggest issue facing business leaders today

What's the biggest challenge for business owners and managers in the U.S. today? If you guessed uncertainty, you are correct! That's why the right business insurance coverage is so important. The right types and amount...

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March 31 is the Final Deadline to Secure Health Insurance in Georgia

While many deadlines in the Affordable Care Act (also known as Obamacare) are constantly changing, causing plenty of confusion, there is one that is currently set in stone: March 31, 2014. The Affordable Care Act...

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Keep Kids safe on their cell phones

Your Child's safety is always on your mind. Most have thought to change their kids privacy settings on Facebook, Twitter, Instagram and other social media. Did you know that you need to be worried about the settings on...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Spring Daylight Savings

Daylight Savings time is also Daylight Safety Time. - In most places in the United States, March 9th is Daylight Saving, when clocks are moved forward one hour. We here at Cowart Insurance want to remind you it's also a...

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Wait to Text - W82TXT - Distracted Driving

Distracted Driving - Independent agencies representing Auto-Owners Insurance across the country are joining together to share the importance of not texting while driving with their communities. Driver distraction...

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Have some new Jewelry in the House? Protect it!

Ah, Valentine's Day and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say "Be Mine" - and, of course, jewelry. It's exciting to receive jewelry from a...

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Work at Home? What you need to know about insurance

It's estimated that more than half of all U.S. small businesses operate out of someone's home. Housing a business in your basement or using your garage as a warehouse can be a great way to launch a business or save...

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How energy efficient is your home?

How energy efficient is your home? Here are several of the most effective ways to save energy - and money - at home. Have you taken these simple steps to becoming a more 'green' homeowner? Change your light bulbs....

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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It's time for your company's annual insurance review

Setting aside the time for an annual insurance review is a great way to make sure you have the right coverage in place for your company. In the business world, things can change quickly, leaving you without enough...

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Parents play a big role in keeping teens safe behind the wheel

Teens are bad drivers, right? They text behind the wheel, speed to impress their friends and barely pay attention. Or so the stereotype says. But parents can help their teens rise above the stereotype and stay safe...

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How to protect your home from Freezing Pipes in Georgia

Are you thinking what we are thinking? We live in south and it will be how cold tonight? The weather agencies are predicting record breaking cold tonight. Many are saying that we will see wind chill factors below zero....

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Your not Made of Money - Why buy Life Insurance?

Adding another expense to your monthly bills not ideal? What would you trade in order to be able to get life insurance? It may be less than you think... such as just one of these things: Snacks at the movies One...

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