Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Protecting the Pipes in Your Home: Keeping Water Damage at Bay

Imagine returning from vacation and your home is cold and the carpet is saturated. The kitchen ceiling is in pieces on the counter and floor. The master bathroom laminate floor looks like a roller coaster. Water is...

Read More


Reduce, Reuse and Recycle for a Greener Holiday

Reduce, Reuse and Recycle for a Greener Holiday You may be dreaming of a white Christmas, but really all of us in Dacula, Georgia should be striving for a green holiday! Let’s face it, with all the wrapping paper,...

Read More


Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

Read More


Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

Read More


Veterans Day

Top 10 ways to honor a veteran on Veterans Day Americans celebrate Memorial Day in the spring and Veterans Day in the fall. While it can be easy to confuse the two holidays, Memorial Day is set aside to honor American’s...

Read More


Tips to have a Happy and Safe Halloween

Halloween is creeping up fast and many consumers may not realize how frightening this scary night could be for their personal safety, their property or their bank accounts. We can help your family and business better...

Read More


Fire Pit Safety

Be Careful When You Play With Fire, Even in the Backyard It's a great feeling to hang out with friends and family around a blazing fire in your backyard in Georgia - unless, of course, that fire blazes a little too much....

Read More


Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don't forget, winter is right around the...

Read More


4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

Read More


Football Fan Safety

Make Football season not just fun, but also safe. Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves, the start of school and, of course, the SEC & ACC...

Read More


Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy - and they spend a total of $11 billion each year running them. Our guess is that most of those households (which may...

Read More


9 Insurance tips for your College Student

College is expensive enough without finding out too late that an accident or theft isn't covered under your current policies. So, as you get your College Student ready to head off to school in the fall, there's one...

Read More


Vacation Travel Smarts

Make your vacation a great one Whether you're planning a trip to a local attraction in Georgia this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not...

Read More


Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

Read More


Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don't get stuck in traffic, either). And they even have fun - as long...

Read More


What happens if I get a speeding ticket?

Slow Down, Save Money... and lives How many times has the following happened to you? You're speeding down Interstate 85 or up Highway 316 when you spot a Georgia Highway patrol car. You quickly hit the brakes and slow...

Read More


Keeping Your Boat Shipshape

If you're a boater, there's nothing better than a day on Lake Lanier or Lake Hartwell. We know your boat is a significant investment of time and money. Routine maintenance can extend the life of your boat and reduce the...

Read More


Where are the best RV parks? How do I get ready to go camping in my RV?

"Wherever you go, there you are." Whoever said that must have been an RV owner - after all, one of the best things about vacationing in an RV is the fact that your "hotel" is pretty much anywhere you decide to stop....

Read More


Dogs and Umbrella Insurance

Love bites - Get Umbrella Coverage! In today's economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn't a home and auto policy leave you adequately covered? What is umbrella insurance...

Read More


Getting Your Boat Out of Storage and Into the Water

Spring is here, and you're ready to get out on the water. But is your boat ready? Even if you've kept it properly stored for the winter and protected from the elements, there are still a number of things you need to do...

Read More


7 Tips for traveling with a Cat or Dog

A family road trip just isn't complete without your Doggy or Kitty in the back seat. Traveling with your furry friends can truly enhance a vacation. It can also complicate one if you don't prepare your dog or cat for...

Read More


Tips for Buying a New Car

Things to keep in mind when buying a car Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features...

Read More


Spring Into Home Maintenance Mode in Georgia

Spring is a time for rejuvenation, and, as the weather gets warmer here in Lawrenceville, Georgia, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for...

Read More


What is a Return-to-Work Program and is it Right for Your Business?

According to the Workers Compensation Research Institute, employees who are disabled for longer than six months have less than a 50% chance of ever returning to their job. If they are off work longer than a year, the...

Read More


5 Reasons you need Workers Compensation Insurance for your Georgia Business?

You can be held liable for any employee accident or injury that occurs at your business or on a job site. The State of Georgia requires all business owners with 3 or more employees to purchase a workers compensation...

Read More


Have You Considered GPS Tracking for Your Business Vehicles?

There are many advantages to installing a fleet monitoring system, such as GPS tracking devices, into your fleet of business vehicles. In fact, monitoring the driving patterns of your organization's employees is one of...

Read More


Taking a spring break? Keep your home safe while you’re away

For many, the winter months are a welcome time to escape the short days and chilly temperatures by heading on vacation to Florida or beyond. And is there a better way to celebrate the end of winter than to take a spring...

Read More


How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Georgia residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding...

Read More


Tips to stop driving distracted

Avoiding distractions while driving could save your life You've seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers come in all shapes, sizes, ages and...

Read More


Protecting Your Business’s Income

Insurance is generally purchased to protect against building loss, loss to contents or liability losses. Unfortunately, it is the intangible exposures that we do not see and do not prepare for that ultimately can have...

Read More


Now’s the Time to Buy a Long-Term Care Policy

Have you thought about what would happen to you if you either needed to enter a nursing home or required home care services? As nursing care costs continue to rise and the need for care increases, there is never a...

Read More


Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Georgia, it may be a good time of the year to provide...

Read More


Much of your home’s value is what’s inside

There's a popular saying that goes like this: "Home is where the heart is." That saying rings true for many who find "home" a safe haven and a place to cherish, convene with family and friends, raise children, cook...

Read More


After School Safety

After School Safety Tips for Parents and Kids Parents, class is back in session in Dacula, so you've likely already reviewed the basic safety tips for kids who walk or bus to and from school. Those tips, of course, are:...

Read More


Backpack Safety

5 Tips to prevent Backpack Overload Each year, tens of millions of kids head off to school with backpacks full of books and supplies, according to the American Occupational Therapy Association. Thousands of those kids...

Read More


The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

Read More


Teen Driving Safety

Talking to your Teen about about Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:...

Read More