It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Have you tried to sell your Georgia home, but decided to rent it out instead? Or did you recently inherit your parents’ house and now your sibling or child are temporarily living in it? Whatever your situation may be,...

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With all the recent news about viruses, data breaches and other computer-related crimes, you may be wondering if you are adequately protected. Many standard commercial property and commercial liability insurance...

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If you’re looking to beef up coverages on your Georgia auto insurance policy at a reasonable rate, the Personal Automobile Plus package* from Auto-Owners Insurance can be purchased at $30 for a semi-annual policy or $60...

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Slips, trips, and falls are one of the leading causes of general industry work-related accidents. Surprisingly, they rank second behind motor vehicles in accidental deaths. They have the possibility to cause major...

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Nothing can ruin your family vacation quite like totaling the rental car on the way to the hotel. As you sit by the side of the road, you can’t help but think about how much this is going to cost, since you didn’t...

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You probably know that life insurance will protect your family from the unfortunate death of a loved one. Have you thought about what would happen if something catastrophic were to happen that did not involve a death?...

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It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more.When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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Have you thought about purchasing both a permanent and a term life insurance policy to cover different financial obligations in your life? You don’t need to do this if you purchase a universal life insurance policy....

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Managing your repair garage is challenging – you are responsible for every important aspect of your business, from advertising and handling accounting records to dealing with difficult customers. Add those jobs to...

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Our friends at Hagerty® like to celebrate the midlife crisis: It’s just another excuse to buy a car. Here are their top four cars to consider:Chevrolet Corvette: The Corvette is arguably the car that put American...

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Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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The sun is shining, your shades are on and there’s nothing ahead but miles and miles of enjoyment. You love being behind the wheel on a nice warm day. But, as the temperatures rise so do your chances of encountering car...

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When You Think Swimming, Think Safety When the sun is out and the weather’s warm, people flock to the water - whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger....

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The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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Summer has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Purchasing life insurance for your children can admittedly be a little awkward or uncomfortable. Because this important matter doesn’t cross our minds frequently and since many people don’t want to talk about it, it is...

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4 Tips to Help Cut Road Trip Costs There’s no better way to see the country than a road trip, and it’s also the way to travel if you’re looking to keep costs under control. To that end, here are a few ideas to help...

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With summer just around the corner and winter in our rearview mirror, a lot of business owners feel that they can put their concerns about slips, trips and falls away for few months. Unfortunately, that is not the case....

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The new boating season is upon us … are you and your boat ready? Imagine sitting on your boat, enjoying the crystal-clear waters and sunny, blue skies. To help ensure that time spent on your watercraft is safe and...

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Spring and Summer are wonderful time's of year. Unfortunately, they can also bring major storm activity in the form of torrential rains, hail, high wind, tornadoes or whatever else Mother Nature wants to throw our way....

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You probably know that life insurance will protect your family from the unfortunate death of a loved one. Have you thought about what would happen if something catastrophic were to happen that did not involve a death?...

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As a business owner, you are probably aware of the need for business insurance for your property, buildings and for your contents. Oftentimes these policies are easier to understand and to justify purchasing. However,...

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It’s just rain — how much impact can it really have on your driving?The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after a...

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From the cars we drive to the watches we wear, technology is changing at an ever-increasing pace. But did you know this changing technology, when applied to your home, could mean savings? And not just financially. When...

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As technology’s presence grows in our lives – and in our vehicles – it’s becoming easier to be distracted while we’re driving. There are three main types of distraction while driving: visual, manual and cognitive....

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What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers?All of those are pretty important, but none of them...

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How to Create Your First Garden This Spring From genetically modified crops to the environmental and health effects of pesticides, more and more Georgia residents are questioning whether they should grow what they eat....

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Daylight Savings Time is also Daylight Safety Time. - In most places in the United States, March 13th, is Daylight Saving, when clocks are moved forward one hour. We here at Cowart Insurance want to remind you it’s also...

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Read Across America Day: Encourage Reading and Honor Dr. Seuss Georgia parents, March 2 is Read Across America Day! We here at Cowart Insurance believe there are so many reasons to encourage children to read. First of...

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Tips on Handling an Auto Accident Safely - Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road. And, an even worse time to get into a car accident.But, with reduced...

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Many people recognize the importance of life insurance, yet according to the 2015 Insurance Barometer Study by Life Happens and LIMRA, more than 40% of Americans have no life insurance. Life insurance is a subject that...

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About 2 million times every year, animals and cars collide on U.S. roadways - often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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It’s about to get very cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home. Fortunately, there are several steps you can take right now to help prevent freezing pipes. Keep garage...

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The first step to purchasing Georgia Life Insurance is to determine how much you need. Below you will find a Life Insurance Estimator to help you decide how much life insurance is enough to provide you peace on mind,...

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