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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Sun Safety: Tips for Protecting Your Skin from Harmful UV Rays

With summer fast approaching, it's important to keep in mind the risks of sun exposure and take steps to protect your skin from harmful UV rays. Exposure to ultraviolet (UV) radiation from the sun can cause a variety of...

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Spring Into Adventure: Insuring Your Recreational Vehicles for the Season Ahead

Outdoor enthusiasts across the country are gearing up for spring adventures. Whether you're planning a road trip in your motorhome, hitting the trails on your ATV, or cruising across the water on your personal...

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How Regular Equipment Maintenance Can Help Prevent Costly Claims

For many businesses, equipment is the engine that keeps operations running. Whether it’s commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a...

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What to Check Before Letting Your Teen Drive the Family Car

Handing over the keys to your teenager is a big moment-for them and for you. While it marks a new level of independence, it also comes with serious responsibilities, including making sure your insurance coverage is...

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How to Prevent Workplace Injuries and Reduce Workers’ Compensation Claims

Workplace injuries affect more than just your team. They can also disrupt operations and increase costs. For business owners, preventing injuries is key to protecting employees, maintaining productivity, and minimizing...

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What Factors Can Help Me Lower My Auto Insurance Premium?

Auto insurance is an essential expense for every driver, offering crucial financial protection in case of accidents, theft, or vehicle damage. However, many drivers seek ways to reduce their premiums while maintaining...

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Tips for Preventing Slips, Trips and Falls in the Workplace

We understand the importance of workplace safety for businesses. Preventing slips, trips, and falls is essential to protecting your employees and reducing the risk of costly injuries. To help you create a safer work...

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The Rising Cost of Insurance: Why Are Premiums Increasing and How to Save?

The cost of insurance has been on the rise across various industries, affecting homeowners, drivers, businesses, and individuals seeking health and life coverage. Many policyholders are noticing higher premiums when it...

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Understanding Rental Car Coverage: How Your Insurance Works When Your Car is in the Shop

When your car is in the repair shop due to an accident or mechanical issue, having access to a rental car can be essential for staying on the move. Understanding how rental car coverage works can help you determine...

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Getting Your RV Ready for Spring Travel

As the weather warms up and the open road starts calling, spring is the perfect time to get your RV ready for travel. Whether you're planning weekend getaways or cross-country adventures, taking the time to properly...

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Insurance Considerations When Expanding Your Business to a New Location

Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your...

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Is Your Home Ready for Severe Weather? How to Protect Your Property

Severe weather can strike at any time, bringing heavy rain, strong winds, hail, snow, or extreme heat that can damage your home. Preparing your property in advance can minimize potential damage, reduce costly repairs,...

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Navigating Cyber Insurance in 2025

If your work includes online operations, e-commerce, or website hosting, it also comes with new dangers. Hackers have new skills, and the race to keep online security ahead of the ever-changing curve is of great concern....

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Making sure your home is properly covered for a disaster

How to avoid being underinsured For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To properly insure your home, it is important to ask your insurance professional four...

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How AI and Automation Are Changing Business Insurance Needs

Artificial intelligence (AI) and automation are transforming industries across the board, and business insurance is no exception. From streamlining claims processing to introducing new risks that companies must address,...

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How to Extend the Life of Your Roof with Regular Maintenance

Your roof is one of the most important parts of your home, protecting you from the elements and keeping your family safe. However, it’s often an overlooked aspect of home maintenance. With proper care and attention, you...

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How Business Insurance Supports Employee Retention and Recruitment

Attracting and retaining top talent is a cornerstone of business success, and offering comprehensive insurance benefits plays a pivotal role in achieving this. Employees want to feel secure, valued, and supported in...

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What Is an Escrow Account?

An escrow account, also known as an impound account, is a financial arrangement commonly used in the context of home insurance and mortgage payments. It serves as a designated account that holds funds to cover specific...

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Why Single People Need Life Insurance

Many people wonder if single people need life insurance. It’s easy to believe the answer is “no.” After all, the main purpose of life insurance is to provide cash to your family if you were to pass away. So, it seems...

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Emerging Trends in Identity Theft and How to Stay Ahead

As technology advances, so do the tactics of identity thieves. Identity theft is no longer limited to stolen credit card numbers or Social Security fraud-it has evolved into a complex web of cybercrime targeting...

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How to Protect Your Home and Pipes from Freezing This Winter

Winter is a season of beauty, but it can also bring its fair share of challenges. Ice, sleet, snow, and freezing temperatures can cause significant damage to your home if you're not prepared. Among the most common and...

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