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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

How to Prevent Holiday Break-Ins and Keep Your Home Secure This Season

December is finally here, and along with the parties, presents, and eggnog, burglars are in the midst of their busiest season. Since December is the peak month for burglaries, protecting your home from break-ins is...

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8 Ways to Prevent Package Theft

Imagine spending hours going from store to store shopping for holiday gifts only to find that your packages are missing from your vehicle once you’re ready to leave. Nothing quite kills holiday fun like being a victim...

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How to Avoid Holiday Decorating Disasters

Decorating for the holidays can be a fun way to celebrate the season and get in the holiday spirit. While sparkling lights and decorations could put even Scrooge himself in a festive mood, it’s important to be aware of...

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13 Cooking Safety Tips to Keep Your Family Safe This Holiday Season

The holidays are almost in full swing. While it’s safe to dream about turkey, dressing, and pumpkin pie, cooking your favorite dishes can be hazardous. The kitchen can be the most dangerous place in your home during the...

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Protection for Your Jewelry Items

Fall is upon us and before we know it the holiday season will be here. Oftentimes during the holiday season people buy jewelry to give as gifts. A common question you may have is, “How do I insure my jewelry items?”...

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Why You Might Want to Live Like a Minimalist

Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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What Happens if I Have a Claim While Tailgating?

It’s that time of the year again: The return of football season and tailgating. Tailgating is all about getting pumped for the game with parking lot festivities. During all the parking lot pre-game celebrations, however,...

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Preparing for a hurricane before & after it hits

Every summer, an increasing number of people face the potential threat of hurricanes. According to the US Census Bureau, nearly 60 million people live in the 185 counties lining the Atlantic and Gulf Coasts of the...

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Long-Term Investing With Annuities

Everyone has different investing philosophies, from “buy low, sell high” to “hold, hold, hold” and everything in between. However, everyone can agree diversification is key. One way to diversify a portfolio is adding an...

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What Car Drivers Need to Know about Motorcycles

Fall is here, and there are still plenty of motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not...

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How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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What can happen when you drive distracted??

What can happen when you drive distracted? To put it bluntly it can be life altering, painful, or even deadly. Watch this video to see what could happen when you look away from the roadway even for a few seconds. Scary...

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Five Tips to (Finally) Get your Garage Organized

There’s perhaps no organizing task more daunting than the garage-it’s often the dumping ground for the stuff that has no other place in the house, or the things you don’t use but just can’t bring yourself to toss. How...

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Make Sure a House Fire Isn’t Part of Your Summer Plans

What comes to mind when you think of the perfect summer day? For many, the perfect day might consist of a relaxing getaway to the beach. Maybe it’s a night out with the family watching a breathtaking display of...

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Zero-Incident Vision: It Can Be Achieved

Your favorite sports team does not start the season with a goal to lose games. Similarly, businesses should never have the mindset that near-misses and incidents (accidents/injuries) are just part of life and are to be...

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Hired and Non-Owned Auto Exposures: Are You Covered?

Many businesses own one or more vehicles used to make deliveries, drive to customer locations or run errands. If one of your vehicles is scheduled on a commercial auto policy, you likely have liability coverage to...

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How to Make Your Family Vacation a Great One

Summer is here, which means it’s time to think about family vacations! (If you haven’t been thinking about them all year, that is.) The family part of family vacations, however, can make things a little complicated. You...

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The ‘No Surprise’ Premium Audit

If you own a business, you are aware that one of the tasks that often comes with such ownership is an annual audit. Most business policies are audit-able, particularly those covering contracting operations. No premium...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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5 Best Corvette's under $20,000

The Corvette has always exemplified affordability and availability. Since 1953 it has been America’s sports car-and the everyman’s sports car. That’s as true today as it was in 1962. Chevy has pumped out just over 1.5...

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Post-Storm Business Property Inspections: Not Just for Homeowners

Storm season can be any time of the year in the southeast. Most of us either own a home or have owned a home, so we’re used to walking the property after a major storm to look for damage, usually to the roof or siding....

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Three Ways to Lower Your Carbon Footprint

Nearly 1 billion people in nearly 200 countries are expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.” Since the first Earth Day in 1970 (which was...

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Do I need Life Insurance for a Business Partner?

Do you share ownership in a business? If so, what would happen to your company if one of the owners were to pass away? A buy-sell agreement funded with life insurance could be the exact protection needed to keep your...

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Do I Have Insurance When I Drive My New Car Off the Lot?

It's that time of year and many of us are looking to replace our cars with an upgraded vehicle. A common question people have when shopping for a new car is, “When I buy a new car, is it insured?” Yes, it is. Auto-...

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Protect Your RV & Enjoy Safe Travels

Insurance coverages* available for your recreational vehicle are similar to those available for your regular automobile, but did you know there are additional coverages you can add that are specifically tailored to...

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Life Insurance Options for Seniors

What type of insurance policy will you need as a senior citizen after the mortgage is paid off, bills are minimal, and your life insurance policy remained with your employer after you retired? Would you need a term life...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Buying a Car at Auction: A Newbie's Guide

The auction market can be intimidating for new bidders, and it’s easy for rookies to make an expensive mistake. The classic car experts at Hagerty® have what you need to know to find that car of your dreams, to bid with...

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars-or a fire or some other...

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10 Undervalued British Classics

British car values have generally been flatter than other segments of the car market. That’s a shame, because there are quite a few English vehicles out there that are rare, gorgeous, fast, interesting, or a combination...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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