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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

It's time for your company's annual insurance review

Setting aside the time for an annual insurance review is a great way to make sure you have the right coverage in place for your company. In the business world, things can change quickly, leaving you without enough insurance coverage. Here are just a few things that could leave you underinsured:

Purchase real estate. Once you purchase and occupy a building, your insurance needs change. You’ll want to make sure your building and everything in it is fully covered. If your business is located in an area that’s at risk for floods or earthquakes, you’ll want to explore that coverage, too. Your insurance needs may also change if you move or occupy additional space within your existing building.

Hire more workers. Hiring more employees can have an impact on your insurance needs in several ways. We can help explain some of the increased insurance needs whether your business is small or a business with 50 or more employees.

Travel on business.  Do you or your employees drive their own vehicles, rent a car or use yours for business? Either way, when you travel on business, your insurance needs change.

Grow revenues. As your company grows, it may be a good idea to beef up certain coverage areas, such as liability. More than likely, you’ll need to raise the limits of your property coverage as well.

Want to make sure your business is properly insured? Give us a call today for a free Business Insurance Quote at 770-339-0447!


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