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Stay Safe on the Road: Avoid Distracted Driving

As technology’s presence grows in our lives – and in our vehicles – it’s becoming easier to be distracted while we’re driving. There are three main types of distraction while driving: visual, manual and cognitive....

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What is a Return-to-Work Program and is it Right for Your Business?

According to the Workers Compensation Research Institute, employees who are disabled for longer than six months have less than a 50% chance of ever returning to their job. If they are off work longer than a year, the...

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Protecting Your Business’s Income

Insurance is generally purchased to protect against building loss, loss to contents or liability losses. Unfortunately, it is the intangible exposures that we do not see and do not prepare for that ultimately can have...

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Do you need employment practices liability coverage?

You own a small business with only a few employees. Do you really need employment practices liability insurance? The answer is most likely yes. Called EPL for short, this is a vital coverage designed to protect your...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Cowart Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Do you need a commercial auto insurance policy?

You run your own business. Do you need commercial auto insurance? It's an important question. As a general rule, if your vehicle is being used for business purposes, you may need a commercial auto insurance policy. Do...

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The biggest issue facing business leaders today

What's the biggest challenge for business owners and managers in the U.S. today? If you guessed uncertainty, you are correct! That's why the right business insurance coverage is so important. The right types and amount...

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Work at Home? What you need to know about insurance

It's estimated that more than half of all U.S. small businesses operate out of someone's home. Housing a business in your basement or using your garage as a warehouse can be a great way to launch a business or save...

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It's time for your company's annual insurance review

Setting aside the time for an annual insurance review is a great way to make sure you have the right coverage in place for your company. In the business world, things can change quickly, leaving you without enough...

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A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Cowart Insurance, we thought it would be fun to give you a...

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