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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Home Maintenance Tips: A Winter Guide for Homeowners

Owning a home is a significant investment, and part of responsible homeownership is maintaining your property year-round. In this comprehensive guide, we'll provide homeowners with a seasonal breakdown of essential home...

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How Employees Can Help Reduce Cybersecurity Risks

In today's digital world, where businesses increasingly operate online, employees play a critical role in cybersecurity. Untrained staff can inadvertently increase the risk of cyberattacks, making effective...

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How Seasonal Businesses Can Optimize Insurance Coverage

Operating a seasonal business can be both rewarding and challenging. Whether you run a landscaping service in the summer, a ski rental shop in the winter, or a holiday-themed retail store, your business has unique...

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Cybersecurity Implications of AI: Protecting Your Business

As artificial intelligence (AI) continues to revolutionize industries, its integration into business operations has become almost inevitable. AI offers substantial benefits in efficiency, decision-making, and automation,...

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Why It’s Important to Replace Your Roof for Your Homeowners Insurance

Whether it’s raining, hailing, or windy outside, your roof takes the brunt of all the harsh elements. However, if your roof has been neglected and isn’t in tip-top shape when bad weather hits, then you could be putting...

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The Claims Process for Renters Insurance: What You Need to Know

Renters insurance is a valuable investment that can financially protect you in case of accidents or damages to your belongings. If you need to file a claim, it's essential to understand the claims process to ensure that...

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Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage

When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...

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When to Consider Commercial Umbrella Insurance

In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. This is where Commercial Umbrella Insurance comes into play, offering an...

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Why Your Business Needs an Employee Assistance Program (EAP)

To ensure your employees get help when they need it, one benefit you should strongly consider offering is an employee assistance program. Your employees are the foundation of your company. They can make or break your...

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Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...

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Why Regular Gutter Cleaning is Essential

Your home's gutters play a crucial role in protecting your property from water damage. They channel rainwater away from your roof, walls, and foundation, preventing potential structural issues and costly repairs....

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Protecting Data and Privacy for Remote Workers: Cybersecurity Tips and Best Practices

The shift towards remote work has introduced numerous benefits for businesses worldwide, including increased flexibility and reduced overhead costs. However, this shift also presents new challenges in data security and...

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Service Line Coverage and Water Backup Coverage: What Every Homeowner Should Know

As a homeowner, protecting your investment extends beyond the structure of your home. It also includes safeguarding essential systems and addressing potential risks. Two valuable insurance coverages you may want to...

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Roof Repairs vs. Roof Replacement: What’s Best for Your Home and Budget?

When you notice something's not quite right with your roof-maybe a few shingles have gone AWOL, or there's a suspicious drip during a rainstorm-you're faced with a big decision. Should you patch things up with a repair,...

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How to Leverage Telematics to Improve Commercial Driver Safety

In the commercial auto industry, safety is paramount. Not only does it concern the well-being of drivers and the public, but it also significantly impacts operational costs and company reputation. With advancements in...

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Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...

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11 Essential Tips for a Successful New School Year

As summer winds down and the new school year approaches, it’s time to start thinking about how to set your child up for success. Preparing in advance can help ensure a smooth transition and make the school year...

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Why Is Workers’ Compensation Insurance Important for Your Business

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. This policy is required in almost every state for businesses that have employees. Does your small business...

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Should You Buy Life Insurance for Children?

We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your...

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Unpacking the Surge in Homeowners Insurance Rates

Homeowner insurance rates have been on the rise, causing concern among policyholders who are seeing their premiums increase year after year. Several key factors contribute to this trend, including economic pressures,...

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Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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Does Your Business Need Workers' Compensation Insurance?

Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. This insurance covers medical costs, rehabilitation, and lost wages for...

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Why Energy-Efficient Windows and Doors Matter

Energy efficiency has become a paramount consideration for homeowners looking to create comfortable, eco-friendly, and cost-effective living spaces. Windows and doors play a significant role in your home's energy...

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Summer Safety for Kids: Tips for Keeping Children Safe and Healthy During the Summer Months

Summer is when kids love to be outdoors and enjoy various activities. However, it's important to ensure their safety and health during the summer months. Here are some tips for keeping children safe and healthy during...

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Understanding the Rapid Rise in Auto Insurance Rates

Auto insurance rates have been climbing steadily in recent years, leaving many policyholders puzzled and concerned about their rising premiums. Several key factors are driving these increases, ranging from economic...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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Insurance Considerations for Home-Based Businesses

The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful...

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Boat Insurance Claims Stats

Boat insurance claims statistics can provide valuable insights into the types of incidents that commonly occur on the water and the importance of having comprehensive coverage. Here are some key boat insurance claims...

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RV Insurance - Weather and Driving Conditions

RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips can help ensure that...

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A Round-Up of 10 Easy Sheet Pan Dinners

Sheet pan dinners are a lifesaver for busy individuals and families. They offer a convenient way to prepare a wholesome meal with minimal effort and cleanup. All you need is a sheet pan, some ingredients, and an oven....

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5 Essential Tips to Refresh Your Home for Spring

Spring is just around the corner, and with it comes the promise of fresh beginnings and renewed energy. As we bid farewell to winter's cold, cozy days, it's the perfect time to rejuvenate our homes in preparation for...

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Help Protect Your Employees With Workers’ Comp

Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about...

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Spring Fresh: Top 10 Things to Clean in Your Home This Season

As the days grow longer, the arrival of spring brings with it a sense of renewal and freshness. It's the perfect time to shake off the winter dust and give your home a thorough cleaning. But beyond the usual suspects...

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Water Safety: How to Stay Safe

Water can be a great source of fun and relaxation, but it can also be dangerous if you don't take proper precautions. Whether swimming in a pool, lake, or ocean, it's important to be aware of potential hazards and to...

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How to Protect Your AC: Tips for Maintenance and Safeguarding

Your air conditioning (AC) system is a vital component of your home, especially during hot summer months. To ensure it operates efficiently and lasts longer, proper maintenance and safeguarding are essential. Here are...

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Spring Into Action: Top 10 Home Tips for a Refreshing Season

As the frost melts away and the first buds of spring start to bloom, it's time to shake off the winter blues and refresh our homes in harmony with the season. Spring not only symbolizes new beginnings in nature but also...

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Embrace the Bloom and Breeze: Your Guide to Preparing for Spring Storm Season in Georgia

As the days grow longer and the daffodils begin to peek from their winter slumber, we're reminded that spring in Georgia is a time of breathtaking beauty and renewal. However, it's also the season when the weather can...

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Home Maintenance Tips: Protecting Your Investment and Insurance Coverage

Your home is not only a significant financial investment but also a place of comfort and security. Regular home maintenance is crucial to ensure your home retains its value, remains safe, and is covered by your...

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General and Professional Liability Insurance for Restaurants and Hospitality Businesses

All businesses need business insurance coverage. It helps cover the costs that might be associated with damage to property, as well as liability claims. Without the right coverage, business owners may have to pay out of...

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Help Protect Your Rental Property with These Smart Devices

If you own a rental property - whether a long-term one or a short-stay place you rent out to vacationers - you want to treat it like a business, as it provides income for you. Here are six smart devices that can help...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Tips to Help Protect Your Business From Online Fraud

With the increase in online business operations and employees working from home, companies are at greater risk of internet fraud. To help keep your business from what could be a potentially ruinous incident, follow...

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Construction Insurance 101

What is construction insurance? There are many types of construction insurance (also known as contractor insurance) intended to protect a property developer and other stakeholders throughout the stages of a...

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We LOVE Lawrenceville, GA

In a month that celebrates love, we don’t want to forget the citizens of our beautiful community! Where we come from is important to us and every smiling face, every small business, and every town landmark holds a...

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Tips for Hiring Remote Workers for the First Time

Remote work is rapidly becoming a business model for the future. If your company has never hired remote workers before, here are some expert tips to help set you up for success and protect your business too. Determine...

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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Unveiling Mysteries: Four Things You Didn't Know About Auto Insurance

Auto insurance is a staple for every driver, providing essential protection in times of need. While many are familiar with the basics, there are intriguing aspects of auto insurance that often go unnoticed. In this blog...

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A Fresh Start: Insuring Your Valuables in the New Year

As we step into the new year, it's an opportune time to reflect on the past and plan for the future. One aspect often overlooked in our resolutions is safeguarding the valuable possessions that bring joy and meaning to...

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