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Homeowner Insurance

from Cowart Insurance Agency

Homeowner Insurance

It’s not just about a house…It’s about your home.

There’s more to your home than its monetary value. It’s the place where you gather, where you rest your head and where you make cherished memories. Often, a home is a family’s most valuable monetary asset but in the eyes of a homeowner, the value of their home is worth far more than any amount of money. It’s not just an investment, but a place that provides peace and protection from the world.

At Cowart Insurance, we understand that home insurance not only protects the monetary investment that our clients have made in their homes, but also the intrinsic value of their homes as well.

Why Home Insurance Is Important

Life is unpredictable. Unfortunately, we can’t see into the future to prepare for what’s to come. However, homeowners insurance can help you cover your bases in case the unthinkable occurs.

Disaster can strike at any moment, and whether it is a result of a natural disaster or human error, you should feel fully confident that your home insurance is going to protect you and your home. Knowing that your home is properly protected may even make it easier to sleep at night.

Sometimes, homes can become the targets of criminals as well. In the event your personal property is stolen or damaged by burglars, a homeowners insurance policy can help you replace what was lost.

What’s Covered

While every policy is different, here are some of the most common coverages in a home insurance policy.

  • Personal belongings such as clothing, furniture, and appliances.
  • Fire
  • Theft
  • Lightning Damage
  • Property damage coverage

Some items have to be scheduled on your policy because they are an additional coverage. The most common items homeowners choose to add to their home insurance policies are:

  • Jewelry such as wedding and engagement rings
  • Collectibles and art
  • Firearms
  • Computers and iPads

Damage is not covered by homeowners insurance if it’s caused by flooding, earthquakes, mold or termites. Talk to one of our agents about our flood insurance options if you want to protect your home and belongings in the event of a flood.

Who Needs Home Insurance

Whether you’re a first-time home buyer or a current homeowner, home insurance is essential. In the event of an accident, damages or theft, having the proper homeowners coverage can keep you from losing thousands and enable you to repair or replace what was lost. 

If you’re not a homeowner just yet and are renting an apartment or property, consider renters insurance to cover your belongings and to protect yourself in the event of a disaster.

Have Peace of Mind

Whether you’re looking to purchase your first home insurance policy or put a new one in place, our team is ready to help. We will listen and find you a home insurance plan at an affordable price that also fits your needs.   

Stop by our office or give us a call at 770-339-0447 to talk to one of our agents about the home insurance policies that are available to you. Our team will work to find you a plan that will provide you the perfect amount of protection and security while giving you peace of mind.

Cowart Insurance Agency provides homeowners insurance to all of Georgia, including Lawrenceville, Suwanee, Buford, Sugar Hill, Dacula, Hoschton, Braselton, Flowery Branch, Jefferson, Bethlehem and Winder.

Cowart Insurance Agency provides Homeowner Insurance to all of Georgia, Including Lawrenceville, Suwanee, Buford, Sugar Hill, Dacula, Hoschton, Braselton, Flowery Branch, Jefferson, and Winder.