Skip to content

Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Your not Made of Money - Why buy Life Insurance?

Adding another expense to your monthly bills not ideal? What would you trade in order to be able to get life insurance? It may be less than you think... such as just one of these things:

  • Snacks at the movies
  • One weekly fancy coffee
  • Your monthly sushi craving

You’re young. You’re healthy. You don’t need life insurance... right?

If something were to happen to you today, would your loved ones be left with a financial burden to cover your debts (loans, credit cards, etc.)? Who will pay for your funeral and final expenses? If you have people depending on your salary, would they be able to maintain their same lifestyle without you?

If you think about it, life insurance is not about you... it’s about taking care of the people who love you. And, life insurance in Georgia is likely more affordable than you might think.

Let us cut through common myths about life insurance and help you learn the truth.

Myth: Life insurance is expensive.

Truth: If you buy a policy now, you’re likely to have the lowest premiums possible. Your Age and health affect premium rates, so the younger and healthier you are, the less expensive your life insurance will be.

Myth: I don’t need life insurance.

Truth: You’re right. You don’t need life insurance, but life insurance is not about you... it’s about the people who love and rely on your existence in the world. If something does happen to you, do you feel confident that you have done everything possible to take care of those you’ll leave behind?

Myth: There aren’t any policies that work for me.

Truth: You have several options when it comes to life insurance. You can get a policy just for the next 10 years. You can get a policy to last your entire life and build cash value. You can get one that you can change as your needs change.

Myth: I’m too young to get life insurance.

Truth: No such thing! It’s never too early for life insurance. In fact, it’s a lot smarter, more economical and more responsible to get a policy now, while your premiums and needs are likely lower, than to wait until you’re older and have more at stake and less in your favor.

We at can help clear up even more myths for you. Talk to us about life insurance today! We are your local Independent Georgia Insurance Agent. Call us at (770) 339-0447 for a Free Life Insurance Quote.

More Advantages

Getting life insurance with some insurance companies like Auto-Owners may also qualify you for discounts on your car, home, condo, renters and umbrella insurance. Call us today for a free Life Insurance quote.



There are no comments yet.