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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Underwritten vs. Instant-Issue Life Insurance

A life insurance policy can mean different things to different people: financial protection for loved ones, end-of-life expenses, a legacy to leave behind, or even a discount on other insurance. Most providers offer...

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Hired and Non-Owned Auto Exposures: Are You Covered?

Many businesses own one or more vehicles used to make deliveries, drive to customer locations or run errands. If one of your vehicles is scheduled on a commercial auto policy, you likely have liability coverage to...

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Preventing Slips, Trips & Falls at your business

Slips, trips, and falls are one of the leading causes of general industry work-related accidents. Surprisingly, they rank second behind motor vehicles in accidental deaths. They have the possibility to cause major...

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Georgia Business Insurance: Steps to take to prevent slips, trips and falls

With summer just around the corner and winter in our rearview mirror, a lot of business owners feel that they can put their concerns about slips, trips and falls away for few months. Unfortunately, that is not the case....

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Why Buy Business Income Insurance?

As a business owner, you are probably aware of the need for business insurance for your property, buildings and for your contents. Oftentimes these policies are easier to understand and to justify purchasing. However,...

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Do you need employment practices liability coverage?

You own a small business with only a few employees. Do you really need employment practices liability insurance? The answer is most likely yes. Called EPL for short, this is a vital coverage designed to protect your...

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Do you need a commercial auto insurance policy?

You run your own business. Do you need commercial auto insurance? It's an important question. As a general rule, if your vehicle is being used for business purposes, you may need a commercial auto insurance policy. Do...

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Work at Home? What you need to know about insurance

It's estimated that more than half of all U.S. small businesses operate out of someone's home. Housing a business in your basement or using your garage as a warehouse can be a great way to launch a business or save...

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