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Cowart Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Commercial Policy Audits Explained

Commercial insurance policies are audit-able, so what does that mean for you and your business? General liability, workers compensation and garage liability insurance policies are issued on an estimated exposure basis....

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Let Safety Drive Business Success

Workplace safety is not just a list of rules. It’s a process. It takes commitment and effort, and ultimately it is something that is achievable. There is always opportunity for improvement. Keep the following in mind as...

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Hired and Non-Owned Auto Exposures: Are You Covered?

Many businesses own one or more vehicles used to make deliveries, drive to customer locations or run errands. If one of your vehicles is scheduled on a commercial auto policy, you likely have liability coverage to...

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The ‘No Surprise’ Premium Audit

If you own a business, you are aware that one of the tasks that often comes with such ownership is an annual audit. Most business policies are audit-able, particularly those covering contracting operations. No premium...

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