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Why home and auto insurance rates are continuing to rise in 2023

Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes...

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Is my rental car covered?

Nothing can ruin your family vacation quite like totaling the rental car on the way to the hotel. As you sit by the side of the road, you can’t help but think about how much this is going to cost, since you didn’t...

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What happens if I get a speeding ticket?

Slow Down, Save Money... and lives How many times has the following happened to you? You're speeding down Interstate 85 or up Highway 316 when you spot a Georgia Highway patrol car. You quickly hit the brakes and slow...

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Tips for Buying a New Car

Things to keep in mind when buying a car Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features...

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Tips to stop driving distracted

Avoiding distractions while driving could save your life You've seen them on the roads; you might even know a few of them. And you could be one yourself. Distracted drivers come in all shapes, sizes, ages and...

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Should you purchase life insurance for your college-age child?

Co-signing student loans for your child? You may want to consider a life insurance policy as well. As the cost of a college education continues to climb, many parents today are co-signing student loan agreements. But...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, including SEC & NFL Football #UGA #RiseUp, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even...

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Driving a Convertible

Put the top down and hit the road in Georgia - The call of the open road is at its strongest during the summer - and so is the call of the convertible. If you're one of those drivers who has long dreamed of dropping the...

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What is the difference between Comprehensive and Collision Insurance?

Have the two "C"s of automobile coverage stumped you? If you buy car insurance, you'll want to understand the differences between comprehensive and collision coverage. Collision coverage applies to damage incurred when...

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Tips for College Bound Students

Whether your child is returning to college or starting their first year, it is an exciting and stressful time for you. You want to make sure everything is covered, from what you need to do before they go to what they...

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Kids moved back in? Added a roommate? Time for an insurance checkup

Do you have more people living in your home these days? Over the last several years, many people have added roommates to help pay the bills or had their adult children move back home. If other people have moved into...

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Should you refinance your car?

Should you refinance your car? Refinancing isn't just for homes. Refinancing your car loan can save you a lot of money, too. Here's how to refinance the right way: Compare interest rates. If the rate on your car loan is...

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Wait to Text - W82TXT - Distracted Driving

Distracted Driving - Independent agencies representing Auto-Owners Insurance across the country are joining together to share the importance of not texting while driving with their communities. Driver distraction is a...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Georgia. Football brings with it a whole host of seasonal activities...

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No Text is Worth the Risk

Cowart Insurance is committed to being a positive contributor to public safety in our community. This video is powerful in the way it demonstrates what can happen if you text and drive. We should all be more mindful of...

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Welcome Fall & We are on Google+

What social media are you using? We are on Facebook, Twitter and Google+. Come join us! Come join us on Google+! Photo Source: Pinterest

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Auto-Owners Insurance Company – A.M. Best Rating 2013

We are pleased to announce to you the A.M. Best Company has affirmed the financial strength rating for Auto-Owners Insurance Group (AOIG) of A++ (Superior), A.M. Best's highest rating available. This is the 41st...

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Do You Own a Classic Car of the Future?

There is nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette...

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College Graduation Insurance Tips

- Protect your college graduate with the right insurance - College graduation is an exciting time for students and their parents alike. And, while it's easy to be immersed in graduation parties and focused on first-job...

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Prom and Graduation Safety

- Teen driving tips to keep prom and graduation safe - High school is full of defining moments for Georgia teens and two of the highlights for most are prom and graduation. However, this time of year often sees other,...

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Shedding Light on Car Insurance Savings

It can be easier than you think to put the brakes on high auto insurance rates - as an independent agency, Cowart Insurance can help! We can review your policy and possibly help you find a variety of illuminating ways...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in...

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