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HVAC Contractor Insurance

At Cowart Insurance, we have HVAC Contractor Insurance Products to meet the needs of your Heating and Air Conditioning business.

As an HVAC contractor, you are a hero for people when their air conditioning breaks in the summer. The same goes for the winter if they don't have heat and they are freezing.

You may not find these situations an emergency; it's just another day on the job. But to your customer's it is an emergency, and you are their hero! That's where we come in. We're here for you to make sure you are protected when you find yourself in an emergency.

We have seen many claims and lawsuits in the construction industry. What if you were working on an HVAC system and had to leave the job site for a short time to pick up lunch or additional equipment? While you were gone, the homeowner wanted to look to see how the job was progressing. In their attempt to "check things out," they trip over the HVAC contractor's toolbox injuring their ankle and back, causing a permanent back injury and several weeks of work loss. The homeowner sued for his medical bills and pain and suffering. Could this situation happen to you? Request a quote now.

But even on a more modest scale, you run many other risks, such as property theft, vandalism, workers compensation claims, and the everyday problems any firm can experience, like an accident in your vehicle.

We hear stories of other contractors not having enough HVAC Contractor Insurance when they had a claim with their previous insurance company. Could an un-covered claim force you to close your business? We don't want that to happen to your business!

Any one of these has the potential to undermine your business and undo years of hard work. But with the help of experienced licensed professionals like the team at Cowart Insurance, we can help you choose the protection you require for these financial hazards with customized HVAC contractors' insurance.

Scores of businesses in Georgia rely on the service we provide for Electrical Contractors with purpose-built packages that can include protection for:

Cowart Insurance, a Trusted Choice Independent Insurance Agent, is available to give you choices regarding coverage for your Heating and Air Conditioning company.

We'll work with you to understand your specific needs and assist you in selecting the insurance protection that is the right price for your business. We can provide a range of options to choose from so you can tailor your coverage to your specific needs. As always, we will check to see if we can save you money through various discounts.

At Cowart Insurance, we have protected the businesses and residents of our area since 1976. We are local, we know our local business owners, residents, and we know the area. We serve HVAC business owners throughout the state of Georgia.


Protection is meaningless after the accident. And think of it. We are all one mishap away from devastating personal and financial loss.

Don't let the roof fall in on your business dreams through inadequate HVAC contractors' insurance. Complete our free heating and air conditioning Contractor Insurance Quote Form on this page, or call us at 770-339-0447 to find out how we can protect you!

Cowart Insurance Agency provides HVAC Contractor Insurance to all of Georgia, Including Lawrenceville, Suwanee, Buford, Sugar Hill, Dacula, Hoschton, Braselton, Flowery Branch, Jefferson, and Winder.