If you own a hair salon or barbershop in Georgia, you already know how seriously your clients take their hair and looks! More than ever, dissatisfied clients are filing lawsuits against their Barber or Beautician. A Beauty Salon or Barbershop Insurance plan is essential.
What if someone comes in for a cut and color and the chemicals in the balayage process burn their neck and scalp? What if they are getting married the next day or have a significant public speaking appearance? Their self-image is ruined, and your apology will not be enough.
Salons are busy places. The combination of water, electrical cords, and clients distracted by their cellphones makes it easy to see the possibility of a client slipping and falling on the floor. What will you do if one of your client’s trips and has an injury? Premises liability is essential for your business.
The equipment and furniture in your salon need to be covered. What about equipment breakdown and business income coverage? Request a quote now.
Employee dishonesty is a big problem in your industry. Not only do you have concerns over employees stealing money or not ringing in services, but the theft of supplies and inventory as well. Make sure that you have proper procedures in place to do background checks on employees. Also, consider using an accountant to audit your books periodically.
Did you know your business insurance can be endorsed to include professional liability coverage?
Salon owners have a variety of insurance needs, and we can help you put together an insurance plan that can include:
Are you renting a chair and concerned about your professional liability and general liability coverage? We have affordable insurance plans that are designed for your situation.
If you provide any or all these services, our agency can assist your Georgia business:
You may feel that you are already fully protected by your general business insurance policy. But your business is unique, and you need a salon and barber insurance policy that protects you from its particular risks. Like no two hair salons are the same, there is not one policy that is the right choice for all salons.
Get started right away with a no-risk quote. Just fill out the short form, or call us, and we’ll get back to you with quote for a salon and barber insurance policy that is affordable.
Cowart Insurance Agency provides Hair Salon and Barber Insurance to all of Georgia, Including Lawrenceville, Suwanee, Buford, Sugar Hill, Dacula, Hoschton, Braselton, Flowery Branch, Jefferson, and Winder.