---
title: Insurance Blog
description: Read the Cowart Insurance Agency blog for local, interesting and up-to-date Lawrenceville insurance news.
---

# Blog Articles

## Cowart Insurance Agency

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[**What to Do if You Hit a Deer While Driving** — Hitting a deer can be a startling and dangerous experience, especially if it happens unexpectedly on a quiet road or at high speed. Unfortunately, these incidents are fairly common, particularly in areas with high wildlife populations or during certain times of the year when deer are more active.…](/blog/2026/what-to-do-if-you-hit-a-deer-while-driving)

[**Starting Fresh: How Renters Coverage Protects Your New Chapter** — The turn of the year often sparks major life changes: a **move to a new city** , heading off to **college** , or finally settling into a different apartment after the holidays. It’s an exciting time, but amidst the packing and planning, it’s critical to secure the right protection for your belongings and…](/blog/2026/starting-fresh-how-renters-coverage-protects-your-new-chapter)

[**Small Business Insurance: New Year, New Risks – Why Your Policy Needs a January Review** — **Why Small Business Owners Should Review Their Commercial Insurance Coverage** — The start of a new calendar year is more than just a fresh page—it’s a critical moment for **small business owners** to assess and adjust their operations. Your **small business insurance** policy should be at the top of this…](/blog/2026/small-business-insurance-new-year-new-risks-why-your-policy-needs-a-january-review)

[**Managing Equipment: Repair, Replace, or Insure?** — For most businesses, equipment is essential to daily operations. Whether it's a commercial oven, HVAC system, delivery vehicle, or a vital piece of manufacturing machinery, unexpected failure can grind productivity to a halt. Before deciding whether to repair or replace, consider the full cost of…](/blog/2026/managing-equipment-repair-replace-or-insure)

[**How to Childproof Your Home: Safety Tips for New Parents** — Bringing a new baby home is exciting, but it also means taking a fresh look at your living space through the eyes of a curious child. As babies grow and become more mobile, they naturally want to explore their environment. Everyday objects and furniture that once seemed harmless can become serious…](/blog/2026/how-to-childproof-your-home-safety-tips-for-new-parents)

[**Hiring vs. Outsourcing: What Makes Sense for Your Business?** — As your business grows, so do your operational needs. From marketing and customer service to accounting and IT, the workload often outpaces your in-house capacity. At some point, you’ll need to decide whether it makes more sense to hire full-time employees or outsource specific tasks. Each option…](/blog/2025/hiring-vs-outsourcing-what-makes-sense-for-your-business)

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