---
title: Insurance Blog
description: Read the Cowart Insurance Agency blog for local, interesting and up-to-date Lawrenceville insurance news.
---

# Blog Articles

## Cowart Insurance Agency

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[**Frequently Asked Personal Umbrella Questions** — You insure your home and your automobiles, but have you ever considered purchasing a personal umbrella policy as a way to protect your assets and future earnings? — A personal umbrella policy, offers additional limits of liability – the maximum amount your insurance company will cover – and is a…](/blog/2021/frequently-asked-personal-umbrella-questions)

[**Don’t Delay — Start Thinking About Winterizing Your RV Today** — Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because _you_ may be in a warmer climate doesn't necessarily mean your RV is — RVs can be…](/blog/2020/dont-delay-start-thinking-about-winterizing-your-rv-today)

[**Commercial Policy Audits Explained** — Commercial insurance policies are audit-able, so what does that mean for you and your business? — General liability, workers compensation and garage liability insurance policies are issued on an estimated exposure basis. Our agency will review your operations with you and submit an application to…](/blog/2020/commercial-policy-audits-explained)

[**What is water backup coverage and why is it important?** — Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,0…](/blog/2020/what-is-water-backup-coverage-and-why-is-it-important)

[**10 Things to do to Prepare Your Home for Fall** — Fall is a wonderful time — if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and big ones before they become catastrophes. Here are 10 tips to help: — **Look up.…**](/blog/2020/10-things-to-do-to-prepare-your-home-for-fall)

[**Rental Coverage Options for Auto Insurance** — Purchasing coverage for a rental car before you have an accident is a great way to enhance your auto insurance policy. — Rental car costs have gone up as the technological components in newer cars have increased the length of time it takes to repair vehicles. As a result, rentals associated with an…](/blog/2020/rental-coverage-options-for-auto-insurance)

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