---
title: Insurance Blog
description: Read the Cowart Insurance Agency blog for local, interesting and up-to-date Lawrenceville insurance news.
---

# Blog Articles

## Cowart Insurance Agency

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[**Own a home? Here are two policy options you should know about** — If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common situations you may be unaware of — and the affordable options that can…](/blog/2021/own-a-home-here-are-two-policy-options-you-should-know-about)

[**Porch Safety: Should You Leave the Lights On?** — It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this time of year, when the days are short? — Those answers can differ depending on a…](/blog/2021/porch-safety-should-you-leave-the-lights-on)

[**Make Life Insurance Work For You!** — Normally, the most important benefit of a life insurance policy is the death benefit. But why stop there when your life insurance policy can do so much more? A full understanding of your policy will help it become more than just a death benefit. — Your death benefit amount is determined through…](/blog/2021/make-life-insurance-work-for-you)

[**Underwritten vs. Instant-Issue Life Insurance** — A life insurance policy can mean different things to different people: financial protection for loved ones, end-of-life expenses, a legacy to leave behind, or even a discount on other insurance. Most providers offer both underwritten and instant-issue products; knowing the difference can help you…](/blog/2021/underwritten-vs-instant-issue-life-insurance)

[**Frequently Asked Personal Umbrella Questions** — You insure your home and your automobiles, but have you ever considered purchasing a personal umbrella policy as a way to protect your assets and future earnings? — A personal umbrella policy, offers additional limits of liability – the maximum amount your insurance company will cover – and is a…](/blog/2021/frequently-asked-personal-umbrella-questions)

[**Don’t Delay — Start Thinking About Winterizing Your RV Today** — Unless you’re headed to a warmer climate for the winter — or you live in one already — fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because _you_ may be in a warmer climate doesn't necessarily mean your RV is — RVs can be…](/blog/2020/dont-delay-start-thinking-about-winterizing-your-rv-today)

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