---
title: Insurance Blog
description: Read the Cowart Insurance Agency blog for local, interesting and up-to-date Lawrenceville insurance news.
---

# Blog Articles

## Cowart Insurance Agency

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[**Who Needs Life Insurance and How Much Do You Need?** — It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have. Here are some basics about life insurance, intended to help you decide whether it…](/blog/2023/who-needs-life-insurance-and-how-much-do-you-need)

[**Do I need Life Insurance now that I am Empty Nester?** — Congratulations! You have successfully sent your children off to the next chapter of their lives, and you are ready to start your next chapter. — More than likely, you have spent years preparing for this moment. You have been diligently saving for their future dreams and your retirement, all while…](/blog/2023/do-i-need-life-insurance-now-that-i-am-empty-nester)

[**How to Shop for Multiple Business Insurance Products** — If you’re starting up or buying a new business, it’s vital to have the right insurance coverage to protect your investment and your employees’ livelihoods. But it can be confusing shopping for multiple business insurance products simultaneously. Here’s what you need to know to make the process…](/blog/2023/how-to-shop-for-multiple-business-insurance-products)

[**Family Emergency Preparedness Checklist** — It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would handle this kind of emergency? Here are a few tips to keep you and your household…](/blog/2023/family-emergency-preparedness-checklist)

[**Tips to save Energy and reduce your Water and Power bills.** — **Stop Wasting Energy — and Money** — — Are you tired of high utility bills landing in the mailbox? Not sure how to lower those bills without turning your heat way down or taking cold showers? — Nearly 70 percent of the average home’s energy use falls into four main categories, according to EnergyStar…](/blog/2022/tips-to-save-energy-and-reduce-your-water-and-power-bills)

[**Commercial Building Fire Safety Checklist** — As the owner or property manager of a commercial building, your fire safety protocols can mean the difference between life and death. Here’s a checklist to help you ensure your commercial property stays safe for occupants. — **Test Smoke Detectors** — Your first line of defense against a fire is your…](/blog/2022/commercial-building-fire-safety-checklist)

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