---
title: Do I need to call my Insurance Agent if I am renting out my home?
description: Should I call my Insurance agent if my home is vacant, or unoccupied? What do I need to do if I decide to rent out my home?
---

# Do I need to call my Insurance Agent if I am renting out my home?

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## Do I need to call my Insurance Agent if I am renting out my home?

Owning your own home is a desirable goal and a source of pride. Yet home ownership also requires great responsibility.

Routine maintenance, property taxes, utility payments, and insurance premiums are all common expenses associated with owning a home.

### Another responsibility to consider is the occupancy of your home.

- **Have you ever rented out or considered renting out a home or property you own?**
- **Did you recently inherit a home you do not live in from a family member?**
- **Have**  **you**  **sold**  **your**  **home**  **to**  **another**  **party**  **and**  **decided**  **to**  **rent**  **it**  **back**  **for**** a **** few **** months **** while you find a new place to live?**

If you answered yes to any of these questions, you should consider speaking with our agency. Most insurance policies require a form of occupancy or interest by the insured or owner. If a loss occurs and you do not own or occupy the home, your policy may not afford [coverage](/homeowner-insurance).

[Speaking with our agency](/contact) before you rent your home to someone else is a good idea to make sure you are properly covered in the event of a loss.

## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/quotes)

## Insurance Partners

[Trusted Choice — Anthem — Assurant — Cigna — Humana — Openly — Prudential — RLI — Symetra — Auto Owners — Foremost Insurance — Hagerty — Kemper — Liberty Mutual — Progressive — Travelers](/insurance-companies)

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