---
title: When to Review Your Life Insurance
---

# When to Review Your Life Insurance

* * *

## When to Review Your Life Insurance

You did your homework. You researched how much [life insurance](/life-insurance) you needed, what type of products were best and purchased a life insurance policy when you were young and healthy. You are ahead of the game – or so you think.

According to the National Association of Insurance Commissioners, you should regularly review your life insurance policies. Your policy should never be tucked away and forgotten.

As a general rule of thumb, you should perform an annual review of your policy to ensure that it is still meeting your needs. However, if you experience a major life event, you should review your coverage immediately.

**Items to consider or review annually:**

- Amount of debt (Home Loans, Car Payments, Credit Card, and Student Loans)
- Financial responsibilities
- Beneficiaries
- Permanent or temporary coverage
- Policy performance, if cash value is included
- Insurance Company's Financial rating

**Events that warrant immediate review:**

- Marriage or divorce
- Addition to the family (New born baby, or Adoption)
- Becoming empty nesters
- Change in jobs or retirement
- Major purchases – home, business, etc.
- Loss of a loved one

As your life changes, so should your life insurance. [Contact our agency](/contact) to review your life insurance today.

## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/quotes)

## Insurance Partners

[Trusted Choice — Anthem — Assurant — Cigna — Humana — Openly — Prudential — RLI — Symetra — Auto Owners — Foremost Insurance — Hagerty — Kemper — Liberty Mutual — Progressive — Travelers](/insurance-companies)

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[How to Protect Business Equipment That Travels Off-Site](/blog/2026/how-to-protect-business-equipment-that-travels-off-site)

[Why Your Online Quote Might Not Be Telling the Whole Truth](/blog/2026/why-your-online-quote-might-not-be-telling-the-whole-truth)

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