---
title: Cowart Insurance Agency Blog Posts from 2016
description: Blog posts published by Cowart Insurance Agency in 2016
---

# Past Articles

## Published in 2016

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[**Burglary Prevention: Should You Leave the Lights On?** — It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this time of year, when the days keep getting shorter and shorter? — Those answers…](/blog/2016/burglary-prevention-should-you-leave-the-lights-on)

[**Renting out your home?** — Have you tried to sell your Georgia home, but decided to rent it out instead? Or did you recently inherit your parents’ house and now your sibling or child are temporarily living in it? — Whatever your situation may be, if you own a home and do not live in it, your homeowners policy may not cover…](/blog/2016/renting-out-your-home)

[**Cybersecurity in the Age of Connectedness** — With all the recent news about viruses, data breaches and other computer-related crimes, you may be wondering if you are adequately protected. — Many standard commercial property and commercial liability insurance policies have gaps that can leave your business vulnerable to cyberattack. In 2015,…](/blog/2016/cybersecurity-in-the-age-of-connectedness)

[**Personal Automobile Plus: Additional Coverages and Enhancements** — If you’re looking to beef up coverages on your Georgia auto insurance policy at a reasonable rate, the Personal Automobile Plus package\* from Auto-Owners Insurance can be purchased at $30 for a semi-annual policy or $60 for an annual policy. To be eligible for the package, at least one of your cars…](/blog/2016/personal-automobile-plus-additional-coverages-and-enhancements)

[**Preventing Slips, Trips & Falls at your business** — Slips, trips, and falls are one of the leading causes of general industry work-related accidents. Surprisingly, they rank second behind motor vehicles in accidental deaths. They have the possibility to cause major injury to your employees, customers, and guests. You and your Georgia employees can…](/blog/2016/preventing-slips-trips-falls-at-your-business)

[**Is my rental car covered?** — Nothing can ruin your family vacation quite like totaling the rental car on the way to the hotel. As you sit by the side of the road, you can’t help but think about how much this is going to cost, since you didn’t purchase insurance from the rental car company. — But you’re in luck! With Auto-…](/blog/2016/is-my-rental-car-covered)

[**Disability Income: protecting your most important asset** — You probably know that life insurance will protect your family from the unfortunate death of a loved one. Have you thought about what would happen if something catastrophic were to happen that did not involve a death? — For example, what about an accident that makes it impossible for you or your…](/blog/2016/disability-income-protecting-your-most-important-asset)

[**Device Insurance: Cover Your Personal Electronics With the Policy You Already Have** — It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. — When you add it all up, you may find you have thousands and thousands of dollars tied up in technology. It’s a significant investment, and one your homeowners insurance or…](/blog/2016/device-insurance-cover-your-personal-electronics-with-the-policy-you-already-have)

[**The Flexibility of Universal Life Insurance** — Have you thought about purchasing both a permanent and a term life insurance policy to cover different financial obligations in your life? You don’t need to do this if you purchase a universal life insurance policy. — What is universal life (UL) insurance? UL insurance policies offer flexible…](/blog/2016/the-flexibility-of-universal-life-insurance)

[**Is your repair garage completely covered?** — Managing your repair garage is challenging – you are responsible for every important aspect of your business, from advertising and handling accounting records to dealing with difficult customers. Add those jobs to having to order parts and hiring qualified mechanics, and you have a full plate of…](/blog/2016/is-your-repair-garage-completely-covered)

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- [1](/blog/2016.md)
- [2](/blog/2016.md/page-2)
- [3](/blog/2016.md/page-3)
- [4](/blog/2016.md/page-4)

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