--- title: Cowart Insurance Agency Blog Posts from 2014 description: Blog posts published by Cowart Insurance Agency in 2014 --- # Past Articles ## Published in 2014 * * * [**How to Use Life Insurance for Estate Planning** — Did you know that life insurance can be used as a tool in estate planning? By purchasing a permanent life insurance policy, you can provide immediate, tax-free money to your beneficiaries – and ensure that they have the funds necessary to cover your estate taxes. — Here are some reasons that life…](/blog/2014/how-to-use-life-insurance-for-estate-planning) [**How to plan an evacuation route** — Well before a disaster strikes, you should be thinking about your evacuation plan. Where will you go and how will you get there? How will you stay in touch? Who will know where you are? An evacuation plan that is spelled out and distributed to everyone in the family well in advance is a good…](/blog/2014/plan-your-evacuation-route) [**5 Tips for Organizing Your Home for the New School Year** — Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's what they need at home too. — Here are five things you can do to ensure your kids…](/blog/2014/5-tips-for-organizing-your-home-for-the-new-school-year) [**Do I need Life Insurance?** — It’s estimated that less than half of U.S. households have life insurance. Yet without this important safety net, many families would struggle financially after the death of a loved one. How do you know if your family needs life insurance coverage? Here are some questions to ask yourself: — **How…**](/blog/2014/do-i-need-life-insurance) [**Why you shouldn’t purchase insurance from a 1-800 number** — In a hectic world, it can be tempting to try and save time and money by purchasing insurance through a 1-800 number or a web page. But do you really know who is on the other end of the phone? Do they really care about you? And are you really saving any money? — There’s one very compelling reason…](/blog/2014/why-you-shouldnt-purchase-insurance-from-a-1-800-number) [**What is the difference between Comprehensive and Collision Insurance?** — — Have the two “C”s of automobile coverage stumped you? If you buy car insurance, you’ll want to understand the differences between comprehensive and collision coverage. — Collision coverage applies to damage incurred when your car collides with another vehicle or object. — Let’s say you’ve had a…](/blog/2014/diving-into-the-details-of-comp-and-collision-coverage) [**What is personal liability insurance for homeowners?** — As a homeowner, you’re liable if someone is injured on your property. Luckily, some simple steps – and a dose of caution – can go a long way toward avoiding a liability claim. Here are some areas you’ll want to pay close attention to: — **Your dog.** More than a third of all liability claims paid out…](/blog/2014/what-you-should-know-about-home-liability-coverage) [**Protect Your Most Cherished Possessions** — If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or simply because they're irreplaceable. — While your homeowners insurance is invaluable…](/blog/2014/cherished-possessions) [**4 Back to School Preparation Tips** — It seems like last week that kids were celebrating the start of summer. It’s time to begin the transition to a new school year in Lawrenceville, Grayson & Dacula. The following are some helpful tips to help your kids gear up during the last few weeks of summer break: — **Re-establish a bedtime and…**](/blog/2014/4-back-to-school-preparation-tips) [**Celebrate National Night Out With Your Neighbors** — In 1984, National Night Out – "America's Night Out Against Crime" – began as a way to promote crime prevention through neighborhood camaraderie. — Since then, according to the National Association of Town Watch (NATW), the annual event has taken root in tens of thousands of communities across the…](/blog/2014/celebrate-national-night-out-with-your-neighbors) * * * - [1](/blog/2014.md) - [2](/blog/2014.md/page-2) - [3](/blog/2014.md/page-3) - [4](/blog/2014.md/page-4) - [5](/blog/2014.md/page-5) - [6](/blog/2014.md/page-6) - [7](/blog/2014.md/page-7) - [8](/blog/2014.md/page-8) ```json {"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"/blog","name":"Blog"}}]} ```