---
title: Commercial Umbrella Insurance
---

# Commercial Umbrella Insurance

* * *

## Commercial Umbrella Insurance

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a [commercial umbrella policy](/business-insurance/commercial-umbrella "Business Insurance Umbrella Policy") protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Call Cowart Insurance at 770-339-0447or email us at email [at] cowartinsurance [dot] com today about a commercial umbrella insurance policy. **Georgia - What you need to know about commercial umbrella insurance** Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards Cowart Insurance recommends that your business insurance program include this coverage. **What is Excess Liability Coverage?** This coverage provides extra liability limits over an [Umbrella policy](/business-insurance/commercial-umbrella "Business Insurance Umbrella coverage information"). This coverage typically follows the terms of the first underlying insurance policy.

**Who needs Excess Liability Coverage?**

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure.

Talk to [Cowart Insurance today](/umbrella-insurance-quote/request-quote "Commercial Umbrella On-Line request quote form") about your business operations and we can advise you what kind of liability coverage you need to protect yourself and your company. Just give us a call at 770-339-0447 and we’ll help make sure you’re covered.

**Disclaimer:** Statements on this site as to policies and coverages provide general information only. Please contact our office at (770) 339-0447 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice: if you have legal, tax, or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over these sites and do not endorse or guarantee any information provided by these sites.

## Insurance Quotes

Give us some info and we'll help you find the best coverage options.

[Request a Quote](/quotes)

## Insurance Partners

[Trusted Choice — Anthem — Assurant — Cigna — Humana — Openly — Prudential — RLI — Symetra — Auto Owners — Foremost Insurance — Hagerty — Kemper — Liberty Mutual — Progressive — Travelers](/insurance-companies)

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